1.पंचतंत्र: विष्णुशर्मा
2. पैराडाइजलोस्ट: जॉनमिल्टन
3. प्रोटेस्ट ऑफ इंडिया: वेदमेहता
5. डी डार्क रूम: आर. के. नारायण
6. दि गोल्डेन गेट: विक्रमसेठ
7. दि जजमेंट: कुलदीपनैय्यर
8. दि मर्चेंट ऑफ वेनिस: स्टीफनस्पेंसर
9. दि ओरिजन ऑफ स्पीशीज: चाल्र्सडिकिन्स
10. दि सेकंड वार्ल्डवार: विस्टनचर्चिल
11. दि सोंग्स ऑफ इंडिया: सरोजिनीनायडू
12. लास्टथिंग्स: सी. पी. स्नो
14. मालगुडीडेज: आर. के. नारायण
15. मौन एंड डेस्टिनी: जार्जबर्नार्डशा
16. मैलकैम्फ: एडोल्फहिटलर
17. मदरइंडिया: कैथरीनमायो
18. माईम्युजिक, माईलाइफ: पंडितभीमसेनजोशी
19. नैवरएटहोम: डोनमौरेस
20. ओथोलो: विलियमशेक्सपीयर
21. आनंदमठ: बंकिमचंद्रचटर्जी
22. डिस्करी ऑफ इंडिया: जवाहरलालनेहरु
23 सुटेबलब्वॉय: विक्रमसेठ
24. कितने पाकिस्तान: कमलेश्वर
25. ट्रेन टू पाकिस्तान: खुशवंतसिंह
26. द सिख टूडे: खुशवंतसिंह
27. द टनल टाइम: आर. के. लक्ष्मण
28. दनेक्डफेस: सिडनीशेल्डन
29. मैन इज ए पॉलिटिकल एनिमल- अरस्तु
30. गोरा: रवींद्रनाथटैगोर
31. गीतगोविंद: जयदेव
32. हर्षचरित्र: बाणभट्ट
33. द पोस्ट ऑफिस: रवींद्रनाथटैगोर
35. प्रिंसिपिया: न्यूटन
36. लाइफडिवाइन: अरविंदोघोष
37. बैचलर ऑफ आर्ट: आर. केनारायण
38. डेथ ऑफ सिटी: अमृताप्रीतम
39. एसे ऑफ गीता: अरविंदोघोष
40. माईट्रुथ: इंदिरागांधी
41.द आइडिया ऑफ जस्टिस: अमत्र्यसेन
42. दटेस्ट ऑफ माई लाइफ: युवराजसिंह
43. रत्नावली :हर्षवर्धन
44. बुद्धचरित्र: अश्वघोष
45. मुद्राराक्षस: विशाखादत्त
46. मृच्छकटिकम्: शूद्रक
47. पदमावती: मलिकमोहम्मदजायसी
48. कुली: मुल्कराज आनंद
49. वन लाइफ इज नॉट इनफ: नटवरसिंह
50. गेटिंग इंडिया बैक ऑन ट्रैक: रत्नटाटा
51. अन हैप्पी इंडिया: लालालाजपतराय
52. पोवर्टी एंड अन-ब्रिटिश रूल इन इंडिया: दादाभाईनौरोजी
53. इंडियन फिलास्फी: डॉ. सर्वपल्लीराधाकृष्णन
54. डिस्कवरी ऑफ इंडिया: जवाहरलालनेहरु
55. कीटूहेल्थ: महात्मागांधी
56. रामायण: वाल्मीकि
57. महाभारत: वेदव्यास
58. रामचरित्रमानस: तुलसीदास
59. डिवाइन कॉमेडी: दांते
60. इलियड: होमर
61. विग्स ऑफ फायर: ए.पी.जे. अब्दुलकलाम
62. ए हाउस फार मिस्टर बिस्वास: वी.एस. नायपाल
63. एलजिब्रा ऑफ इनफाइनाइट जस्टिस: अनितादेसाई
64. दि गोल्डन गेट: विक्रमसेठ
66. क्रिकेट माई स्टाइल: सचिनतेंदुलकर
68. भारत-भारती: मैथिलीशरणगुप्त
69. प्रिजन डायरी: जयप्रकाशनारायण
70. द ओरिजिन ऑफ द स्पीशीज: डार्विन
71. बिजनेस स्पीड ऑफ थॉट: बिलगेटस
72. स्पीड पोस्ट: शोभाडे
73. विदाउट फीयर आर फेवर: नीलमसंजीवरेडडी
Monday, October 31, 2016
Very Important books and Authors Name for Banking, Railway ,SSC, Exam
Sunday, October 30, 2016
GK & Current Affairs : October 27-28, 2016
1.Which judicial committee on One Rank One Pension (OROP) has submitted its report to Ministry of Defence ?
[A]H Devraj committee
[B]Ramanujam committee
[C]Prof. NR Madhava committee
[D]L Narasimha Reddy committee
Answer:
L Narasimha Reddy committee
The one-man judicial committee on One Rank One Pension (OROP) has submitted its report to Defence Minister Manohar Parrikar. The Centre had appointed the committee, under the Chairmanship of retired Chief Justice of Patna High Court L Narasimha Reddy, to look into the anomalies, if any, arising out of implementation of OROP.
2.Who has been appointed as the Director of Enforcement Directorate (ED)?
[A]Mahendra Verma
[B]Karnal Singh
[C]Bimal Gautam
[D]Bibek Debroy
Answer:
Karnal Singh
Karnal Singh, a 1984-batch IPS officer of the Union territories cadre, has been appointed as the Director of Enforcement Directorate (ED). He will be in office till August 31, 2017. Prior to this appointment, he was holding additional charge as Director of ED for over a year. The post had fallen vacant after the government had in August last year curtailed the tenure of Rajan S Katoch, the previous Director of ED. The Directorate General of Economic Enforcement is an economic intelligence and law enforcement agency responsible for enforcing economic laws and fighting economic crime in India.
3.Who has been appointed as the new chairman of Global System Mobile Association (GSMA)?
[A]Azim Premji
[B]Sunil Mittal
[C]Dilip Sanghvi
[D]Mukesh Ambani
Answer:
Sunil Mittal
Sunil Mittal, the founder and chairman of Bharti Enterprises, has been appointed as the chairman of global telecom body Global System Mobile Association (GSMA) for a two-year term, starting from January 2017. He will succeed current GSMA Chairman Jon Fredrik Baksaas. Mittal is the first Indian to be elected as the Chairman of GSMA , who will oversee the strategic direction of GSMA, which represents nearly 800 of the world’s mobile operators and more than 300 companies in the broader mobile ecosystem.
4.What is the theme of the 2016 World Day for Audio Visual Heritage?
[A]Teach & Protect Your Story
[B]Archives at Risk: Protecting the World’s Identities
[C]Making World Audio Visual Heritage
[D]It’s your story – don’t lose it
Answer:
It’s your story – don’t lose it
The World Day for Audio Visual Heritage is observed every year on October 27 to raise general awareness of the need for urgent measures to be taken and to acknowledge the importance of audiovisual documents as an integral part of national identity. The 2016 theme is “It’s your story – don’t lose it”. The purpose of the day is to highlight the importance of audiovisual documents such as films, radio and television programmes.
5.Which committee has been constituted to monitor bird flu situation?
[A]G N Bajpai committee
[B]Munialappa committee
[C]KV Kamath committee
[D]Anant Mashelkar committee
Answer:
Munialappa committee
The Union Agriculture Ministry has constituted Dr. Munialappa committee to monitor bird flu situation and help the state governments in taking steps to contain the spread of avian influenza (H5N8). Dr. Munialappa is the Joint Commissioner in the Department of Animal Husbandry, Dairy and Fisheries (DADF). The committee will have representatives from Ministry of Health, Ministry of Environment, Forests and Climate Change, Department of Agriculture Research and Extension (DARE) and the Delhi government. Apart from this, the ministry has established a control room with telephone numbers — 011-23384190 and 09448324121.
6.Which of the following personalities have been honoured with the 2016 Sakharov Prize for Freedom of Thought?
[A]Jafar Panahi and Nasrin Sotoudeh
[B]Raif Badawi and Malala Yousafzai
[C]Nadia Murad and Lamiya Aji Basha
[D]Hu Jia and Salih Mahmoud Osman
Answer:Nadia Murad and Lamiya Aji Basha.
7.By which theme the first National Ayurveda Day is celebrated in India?
[A]Ayurveda: Cure and Protect Our Lives
[B]Live happily with Ayurveda
[C]Ayurveda for Prevention and Control of Diabetes
[D]Mission Madhumeha through Ayurveda
Answer:Ayurveda for Prevention and Control of Diabetes
The first National Ayurveda Day is celebrated on October 28 with the theme “Ayurveda for Prevention and Control of Diabetes” to create awareness on people’s health. The Ministry of AYUSH has also launch “Mission Madhumeha through Ayurveda”, which will be a protocol for treating diabetes through Ayurveda and will be implemented throughout India. The Government of India (GoI) has declared that the National Ayurveda Day will be celebrated every year on the occasion of Dhanwantari Jayanti, popularly known as Dhanteras.
8.Antartica’s which sea has been declared as world’s largest marine protected area?
[A]Caspian Sea
[B]Black Sea
[C]Ross Sea
[D]Dead Sea
Answer:Ross sea
Antartica’s Ross Sea has been declared as world’s largest Marine Protected Area (MPA) after the landmark international agreement among 24 countries and the European Union in the Commission for the Conservation of Antarctic Marine Living Resources (CCAMLR) meeting in Hobart, Australia. The Ross Sea is one of the last intact marine ecosystems in the world, which covers 1.6 million square kilometers. It is home to penguins, seals, Antarctic toothfish and whales.
9.Raj Begum, who recently passed away, was the legendary singer of which state?
[A]Uttar Pradesh
[B]Telangana
[C]Andhra Pradesh
[D]Jammu & Kashmir
Answer:Jammu & Kashmir
Legendary Kashmiri singer and Padma Shri awardee, Raj Begum (89) has recently passed away in Srinagar, Jammu & Kashmir. She was also called the “Nightingale of Kashmir”, whose captivating voice has ruled generations of Kashmiri music lovers. She was one of the most recognized female singers in the Kashmir Valley, who rendered thousands of songs from Radio Kashmir in Srinagar and in live concerts at other places in India and abroad.
10.The book “Family Life” has been authored by which author?
[A]Shantanu Guha
[B]Akhil Sharma
[C]Amrish Tripathi
[D]Mrinal Jain
Answer:Akhil Sharma
The book “Family Life” has been authored by Akhil Sharma, an Indian born-American author. The novel is the autobiography of the author, which mirrors the author’s own experience of emigrating from India to America as a child. The 2016 International Dublin Literary Award has been awarded to him for his novel “Family Life”.
Saturday, October 29, 2016
Very Very Important 150 Banking Questions with Solutions :
150 Banking Questions with answers
⏬
1. The Holidays for the Banks are declared as per........?
A RBI act
B Banking Regulation Act
C Negotiable Instruments Act
D Companies Act
Ans- C
2. Interest below which a bank is not expected to lend to customers is known as ...?
A Deposit Rate
B Base Rate
C Prime Lending Rate
D bank Rate
Ans- B
3. What does the letter"C" denotes in the term CBS as used in Banking operations?
A Central
B Core
C Commercial
D Capital
Ans- B
4. The Term FTZ stand for......?
A Free trade Zone
B Food trade Zone
C Foriegn Trade one
D Fiscal Trade Zone
Ans- A
5. Excise duty is the tax levied on?
A Production of goods
B Import of goods
C Profits on sale of oods
D None of these
Ans- A
6. A money deposited at a bank that cannot be withdrawn for a period fixed period of time is
known as a ......?
A Term Deposit
B Checking Account
C Savings bank deposits
D Current Deposit
Ans- A
7. The term Smart Money refers to?
A Credit cards
B Us Dollars
C Internet Banking
D Foreign currency
Ans- A
8. What does the letter P denote in the term PAN as used in Financial transactions?
A Primary
B Partial
C Provisional
D Permanent
Ans- D
9. The economy in which there is a mixture of public and private sector both is called.....?
A Closed Economy
B Mixed Economy
C Open Economy
D Public Economy
Ans- B
10. Which of the following is a retail banking product?
A Home loans
B Working capital finance
C Corporate term loans
D Export Credit
Ans- A
11. When the RBI opts to reduce liquidity in the banking system, it increases which of the
following?
1) CRR
2) SLR
3) Repo rate
4) Reverse repo rate
5) Any of the above
Ans-5
12.What is the term used for the debt instrument, secured by the collateral of an immovable
property, in which the borrower is obliged to pay back the debt on terms agreed upon?
1) Lien
2) Assignment
3) Mortgage
4) Hypothecation
5) Pledge
Ans-3
13. A Banking Ombudsman can reject a complaint at any stage on which of the following
grounds?
1) There is no loss or damage or inconvenience caused to the complainant in the opinion of the
Banking Ombudsman.
2) The compensation sought from the Banking Ombudsman is beyond `10 lakh.
3) The complaint is not pursued by the complainant with reasonable diligence.
4) Any of the above
5) Only 1) and 3)
Ans-4
14. What does the letter ‘A’ represent in the abbreviation CRAR?
1) Allocation
2) Advance
3) Adequacy
4) Assets
5) None of these
Ans-4
15. Revolving credit is made available by the issuer in the case of which of the following
instruments?
1) Debit card
2) Credit card
3) Cashless claim card
4) ATM card
5) None of these
Ans-2
16. A debit card holder cannot perform which of the following functions?
1) Make Point of Sale (PoS) purchase
2) Recharge pre-paid mobile phones
3) Pay life insurance premium
4) Make donation
5) None of the above
Ans-5
17.Which of the following is the best option to park money for a long period of time to earn a
high rate of interest?
1) Savings account
2) Current account
3) Fixed Deposit account
4) Recurring account
5) None of these
Ans-3
18. The Reserve Bank of India (RBI) granted QCCP status to Clearing Corporation of India Ltd
(CCIL) recently. QCCP stands for
1) Queried Central Counterparty
2) Qualifying Central Counterparty
3) Qualitative Central Counterparty
4) Quantitative Central Counterparty
5) None of these
Ans-2
19. The process through which an investor’s physical share certificate gets converted to
electronic format which is maintained in an account with the Depository Participant, is termed as
1) Materialisation
2) Dematerialisation
3) Conversion
4) Prioritisation
5) None of these
Ans-2
20.Which of the following abbreviations and their expanded forms is NOT matched correctly?
1) BIFR: Board for Industrial and Financial Reconstruction
2) CBS: Central Banking Solution
3) FPO: Follow-on Public Offer
4) NCD: Non-Convertible Debentures
5) None of these
Ans-2
21. Which of the following card product launched by the banks is working on the principle of
Buy Now Pay Later?
1. ATM card
2. Debit card
3. Charge Card
4. Credit card
Ans-4
22. Which of the following organisation provides credit history of the borrowers?
1. CIBIL
2. SEBI
3. RBI
4. IBA
Ans-1
23. What is the Full form of NSE the term we see very frequently in newspaper?
1. New service exchange
2. New stock evauation
3. National stock exchange
4. National service emporium
Ans-3
24. The term Deficit Financing means the government borrows money from the....?
1. IMF
2. Local bodies
3. RBI
4. large corporates
Ans-3
25. Excise duty is the tax levied on which of the following?
1. Production of goods
2. purchase of goods
3. export of goods
4. sale of goods
Ans-1
26. Upper limit prescribed for RTGS transactions is ?
1. Rs 1 lakh
2. Rs 2 lkah
3. Rs 5 lakh
4. No upper limit is prescribed
Ans-4
27. When a bank returns a cheque unpaid, it is called...?
1. payment of cheque
2. dishonour of cheque
3. cancelling of cheque
4. taking of cheque
Ans-2
28. Which of the following is not a negotiable instrument?
1. Cheque
2. Fixed deposit reciept
3. promissory note
4. Bill of exchange
Ans-2
29. In economic terms. the total market value of all final goods and services produced in a
country in a given year is known as .....?
1. GNI
2. GDP
3. Inflation
4. PPP
Ans-2
30. Special Drawing Rights are the rights of countries provided by....?
1. World Bank
2. IMF
3. ADB
4. Federal reserves
Ans-2
31. Pre-shipment finance is provided by the banks only to…..?
1. Credit card holders
2. Students aspiring for further studies
3. Brokers in equity market
4. Exporters
Ans-4
32. In banking business, when the borrowers avail a Term Loan, initially they are given a
repayment holiday and this referred as……….?
1. Subsidy
2. Interest Waiver
3. Re-phasing
4. Moratorium
Ans-4
33. When a person opens an account in a bank, the bank is a ………. Towards the person
1. Creditor
2. Debtor
3. Agent
4. Borrower
Ans-2
34. Concept of Tobin Tax is associated with which field?
1. Foreign Exchange Transactions
2. Share Trading
3. Commodity Trading
4. Bullion Trading
Ans-1
35. Which act pertains to effectively dealing with the problem of non- performing assets (NPAs)
in Indian Banking ?
1. RBI ACT
2. Banking and Regulation Act
3. SARFAESI Act
4. Banking Ombudsman
Ans-3
36. Which agency/ institution is the regulatory authority for home loans in India?
1. Housing Development Finance Corporation (HDFC)
2. National Housing Bank (NHB)
3. National Housing Board
4. Housing Finance Corporation ltd.(HFCL)
Ans-2
37. Which of the following countries has ranked as top gold producer in World?
1. Germany
2. South Africa
3. China
4. India
Ans-3
38. Commercial paper can be issued……..?
1. By all corporate
2. By all corporate with net worth of at least Rs 10 crore
3. By all corporate with net worth of at least Rs 5 crore
4. Can be issued only by Banks
Ans-3
39. Sub-prime lending refers to……..?
1. Lending to the customer who are most value for the banks
2. Lending to the customer who vist bank for the very first time
3. Lending to the people with less than standard credit status
4. None of these
Ans-3
40. This committee is associated with finance to small scale industries
1. C.E Kamath
2. Malegam
3. G.S Patel
4. Chatelier
Ans-2
41. CRR funds are kept by the Banks in.........?
1. Cash in hands at branches
2. Balance with other banks
3. Balance in a special accounts with RBI
4. Funds in the currency chest
Ans-3
42. India's first indigenous payment gateway is ..........?
1. India Expenditure
2. India Payment
3. India Challan
4. India Pay
Ans-4
43. The interest on recurring deposit is paid on the basis of ?
1. Simple interest calculated monthly basis
2. Simple interest on monthly product basis
3. Quarterly compounding
4. Interest calculated on daily product basis
Ans-3
44. Which of the following is not an imperfect note?
1. Wahsed note
2. Bleached note
3. Multilated note
4. Oiled note
Ans-3
45. When bank accept a fixed sum of money from an individual for a definite term and pay on
maturity with interest, the deposit is known as.....?
1. Term deposit
2. Demand Deposit
3. Bond
4. Mortgage
Ans-1
46. Issuing credit cards is a component of?
1. Corporate Banking
2. Rural banking
3. Retail Banking
4. Micro finace
Ans-3
47. Certificate of deposits have a minimum value of......?
1. Rs 1 lakh
2. Rs 10 Lakh
3. Rs 25 lakh
4. Rs 1 crore
Ans-1
48. CAPART is associated with which of the following?
1. Energy sector
2. Rural Developemnt
3. Infrastructure
4. Foreign trade
Ans- 2
49. A loan bearing low rate of interest is known as ........?
1. Hard loan
2. Soft loan
3. Capital Loan
4. Real Loan
Ans-2
50.When the loan is guaranteed for purchase of white goods it is called......?
1. White goods loan
2. Consumer durable loan
3. Business loan
4. Consumption loan
Ans-2
51. Tier-I capital of Banks doesn't not includes......?
1. Paid up capital
2. Statutory reserves
3. Revaluation reserves
4. Investment fluctuation reserves
Ans-3
52. The Full form of MIBOR is......?
1. Mumbai Inter bank offer rate
2. Melboure inter bank offer rate
3. Madrid inter bank offer rate
4. None of these
Ans-1
53. Many times we read in newspaper a term CBS. What does B denotes in the term CBS?
1. Business
2. Banking
3. Base
4. Bond
Ans- 2
54. The RBI has helped to finance India's Foreign trade through.......?
1. NABARD
2. EXIM bank
3. SBI
4. IDBI
Ans-2
55. Which of the following is generally referred to as Broader measure of money supply?
1. M1
2. M2
3. M3
4. M4
Ans-3
56. What do you understand by Para Banking services?
1. Eligible financial services rendered by bank
2. utility services provided by bank
3. services provided through business correspondent
4. Services proved to armed force personnel
Ans-1
57. To get the credit History of a company, which among the following should be approached?
1. ECGC
2. CIBIL
3. SEBI
4. RBI
Ans-2
58.If a person wants Fixed deposit in a bank, will KYC norm applicable on the person?
1. Yes
2. No
3. Partially
4. Depend on discretion of bank
Ans-1
59. Which of the following is called Paper Gold?
1. Euro
2. Dollar
3. Yuan
4. SDR
Ans-4
60. Open market operations RBI refers to.........?
1. Buying and selling of securites
2. Trading in shares
3. Auctioning of treasuring bills
4. Selling& purchasing of goods
Ans-1
61. Bank Rate is..........?
1. Rate at which commercial banks borrow long term funds from Central Bank.
2. Rate at which commercial banks borrow Short term funds from Central Bank.
3. None of these
4. Both 1 and 3
Ans-1
62. CRISIL is a...........?
1. Mutual Fund
2. Credit rating agency
3. Investment bank
4. share depository
Ans-2
63. Which of the following releases " World Economic Outlook" Report?
1. Asian development Bank
2. World Bank
3. International Monetary Fund
4.World Trade organisation
Ans-3
64. Which day is celebrated as the Banks Nationalization Day?
1. 19 july
2. 1 august
3. 1 june
4. 1 september
Ans-1
65. National income indicates?
1. The number of families below poverty line
2. Goods and services in Economy
3. Growth of Economy
4. 2 and 3
Ans-4
66. The govt. of India replaced the FERA by..........?
1. FEMA
2. FRBMA
3. Monopolies Act
4. FRTP
Ans-1
67. Functions of NBFC includes........?
1. Equipment leasing
2. Term Deposits
3. Housing Finance & investment in Financial securities
4. 1&3
Ans-4
68. Gilt- Edged market means...........?
1. Bull market
2. Gun market
3. Market of government securities
4. market of ure metal
An-3
69. What is used to manage cash flows in different currencies?
1. Credit crunch
2. Arbitrage
3. Mirco credit
4. Currency swap
Ans-4
70. Stagflation refers to...........?
1. High inflation in periods of full employment
2. High deflation in periods of high unemployment
3. deflation in periods of stagnant employment
4. high inflation in periods of high unemployment
Ans-4
71. What is the share of sponsor bank in the capital of RRB?
1. 35%
2. 49%
3. 51%
4. 71%
Ans- 1
72. Open market operation is a part of........?
1. Income policy
2. Fiscal Policy
3. Credit Policy
4. Labour Policy
Ans- 3
73. Body which regulates micro-finance is ......?
1. RBI
2. IBA
3. NABARD
4. SIDBI
Ans- 3
74. The first deposit in the newly opened account can be.........?
1. Cash only
2. Bank draft
3. Cheque
4. Banker's cheque
Ans-1
75. Permanent account number is must for..........?
1. Nostro accounts
2. numbered bank accounts
3. Joint accounts
4. Demat accounts
Ans- 4
76. If a credit card is lost, the card member should call up the customer helpline number and he
says his request for deactivating the card. This is card.....?
1. Hotlisting
2. Crosslisting
3. Shortlisting
4. Blocklisting
Ans- 1
77. Payee of the cheque refers to....?
1. The bank who pays the cheque
2. The customer who ussues the cheque
3. In whose favor the cheque is issued
4. Who cancels the cheque
Ans-3
78. The RBI's methods of credit control maybe broadly divided into....?
1. Qualitative and Quantitative
2. Open and close
3. Monetary and fiscal
4. Rural and urban
Ans- 1
79. The first public sector bank in India which obtained license for Internet Banking from RBI
is....?
1. Punjab National bank
2. Oriental bank of Commerce
3. Corporation Bank
4. State Bank of India
Ans- 1
80.The Export- Import Bank of India was set up in........?
1. April 1982
2. January 1982
3. April 1970
4. July 1969
Ans- 2
81. Finance Ministry has asked the Reserve Bank ot India to allow common ATM's that will be
owned and managed by non-banking entities hoping to cut transaction costs for banks. Such
ATM's are known as—
1. Black Label ATM's
2. off site ATM's
3 on site ATM's or red ATM's
4. third party ATM's
5 white label ATM's
Ans-5
82. The term 'Smart Money' refers to
1 Foreign CURRENCY
2 Internet Banking
3 US Dollars
4 Travelers'cheques
5 Credit Cards
Ans-5
83. What is the maximum deposit amount insured by DICGC ?
1 2,00,000 per depositor per bank
2 2,00,000 per depositor across all banks
3 1,00,000 per depositor per bank
4 1,00,000 per depositor across all banks
5 None of these
Ans-4
84. With reference to a cheque which ol the following is the 'drawee bank' ?
1 The bank that collects the cheque
2 The payee's bank
3 The endorsee's bank
4 The endorser's bank
(5) The bank upon which the cheque is drawn
Ans-5
85. Which of the following is the example of near money?
1. Small coins of 50 paisa
2. Fait money
3. Bank draft
4. Treasury Bills
5. None of these
Ans-4
86. Treasury Bills are sold by-?
1. SEBI
2. State Government
3. RBI
4. Commercial Banks
5. None of these
Ans-3
87. An instrument of qualitative credit control in India is..........?
1. Open market operation
2. Repo rate policy
3. Credit rationing
4. Bank rate policy
5. None of these
Ans-3
88. What is the base year for WPI(Whole Sale Price Index) ?
1. 2004-05
2. 2003-04
3. 2002-03
4. 2005-06
5. None of these
Ans-1
89. Open Market operation is a part of .........?
1. Income Policy
2. Fiscal Policy
3. Credit Policy
4. Labour Policy
5. None of These
Ans-3
90. RBI increases Repo Rate to control which economic situation of economy?
1. Deflation
2. Inflation
3. Recession
4. Stagflation
5. None of these
Ans- 2
91. Largest shareholders (in % shareholding) of a nationalized bank is .........?
1. RBI
2. NABARD
3. LIC
4. Government of India
Ans- 4
92. Banks in our country normally publicizes that additional interest rate is allowed on retail
domestic term deposits of .......?
1. Minors
2. Married women
3. Senior citizens
4. Government employees
Ans-3
93. Which of the following is not considered a money market instrument?
1. Treasury bills
2. Repurchase agreement
3. Commercial Paper
4. Share and Bonds
Ans-4
94. NEFT means....?
1. National Electronic Funds Transfer system
2. Negotiated Efficient Fund Transfer system
3. National Efficient Fund trasfer solution
4. None of these
Ans-1
95. Upper limit prescribe for RTGS transaction is ......?
1. Rs 1 lakh
2. Rs 2 lakh
3. No upper limit
4. Rs 50 lakh
ans-3
96. Distribution of insurance products and insurance policies by banks as corporate agents is
known as .....?
1. General insurance
2. Non-life Insurance
3. Bancassurance
4. Deposit insurance
Ans-3
97. When a bank returns a cheque unpaid it is called.......?
1. payment of the cheque
2. drawing of the cheque
3. cancelling of the cheque
4. dishonour of the cheque
Ans-4
98. Fixed deposits and recurring deposits are..........?
1. repayable after an agreed period
2. repayable on demand
3. not repayable
4. repayable after death of depositors
Ans-1
100. Interest payable on savings bank account is .......?
1. not regulated by RBI
2. regulated by State Government
3. regulated by Central government
4. regulated by RBI
5.Regulated by individual banks
Ans-5
101. Bank Branches which can undertake foreign exchange business directly are known as ......
foreign exchange.
1. Authorized dealers
2. Foreign dealers
3. Overseas branches
4. Approved dealers
Ans- 1
102. Insurance cover for bank deposits in our country is provided by.........?
1. SBI
2. Government of India
3. LIC
DICGC
Ans- 4
103. Financial Literacy doesnot include which of the following?
1. How to invest the funds
2. How to use the limited funds carefully
3. How to minimise the risk
4. None of these
Ans-4
104. Loans of very small amounts given to low income groups is called..........?
1. Cash credit
2. Microcredit
3. Simple overdraft
4. No frills loans
Ans- 2
105. Expand the term ALM are used in Banking sector ?
1. Asset Liability Management
2. Asset Liability Maturity
3. Asset Liability Mismatch
4. Asset Liability Manpower
Ans-1
106.Which of the following is not classified as a commercial bank?
1. Public sector bank
2. Foreign banks
3. Private sector bank
4. Urban cooperative bank
Ans- 4
107. Monetary Policy as an arm of the economic policy is administered by........?
1. Government of India
2. RBI
3. SBI
4. None of these
Ans- 2
108. The Banking Ombudsman?
1. is in charge of bank loans for buses
2. fixes the rates of interest for loans
3. resolves complaints of cutomers
4. issues licenses for new bank branches
Ans- 3
109. Which of the following is not a primary function of a Bank?
1. Granting Loans
2. Collecting Cheques/Drafts of customers
3. Facilitating imports of goods
4. Issuing Bank Drafts
Ans- 3
110. Money laundering means........?
1. Hiding of income source mainly to avoid Income Tax
2. Money acquired through criminal source
3. Money acquired from undisclosed sources and deposited in foreign banks
4. Process of conversion of money obtained illegally to appear to have originated from legitimate
sources
Ans-4
111. The Holidays for the Banks are declared as per........?
A RBI act
B Banking Regulation Act
C Negotiable Instruments Act
D Companies Act
Ans- C
112. Interest below which a bank is not expected to lend to customers is known as ...?
A Deposit Rate
B Base Rate
C Prime Lending Rate
D bank Rate
Ans- B
113. What does the letter"C" denotes in the term CBS as used in Banking operations?
A Central
B Core
C Commercial
D Capital
Ans- B
114. The Term FTZ stand for......?
A Free trade Zone
B Food trade Zone
C Foriegn Trade one
D Fiscal Trade Zone
Ans- A
115. Excise duty is the tax levied on?
A Production of goods
B Import of goods
C Profits on sale of oods
D None of these
Ans- A
116. A money deposited at a bank that cannot be withdrawn for a period fixed period of time is
known as a ......?
A Term Deposit
B Checking Account
C Savings bank deposits
D Current Deposit
Ans- A
117. The term Smart Money refers to?
A Credit cards
B Us Dollars
C Internet Banking
D Foreign currency
Ans- A
118. What does the letter P denote in the term PAN as used in Financial transactions?
A Primary
B Partial
C Provisional
D Permanent
Ans- D
119. The economy in which there is a mixture of public and private sector both is called.....?
A Closed Economy
B Mixed Economy
C Open Economy
D Public Economy
Ans- B
120. Which of the following is a retail banking product?
A Home loans
B Working capital finance
C Corporate term loans
D Export Credit
Ans- A
121. A segment of the financial market in which financial instruments with high liquidity and
very short maturities are traded is known as---?
A Money Market
B Stock Market
C Derivative market
D Equity Market
E Mutual Fund Market
Ans- A
122. The system of Cheque clearing and settlement between Banks based on electronic
data/images or both without physical exchange of instruments is known as .....?
A Cheque truncation
B Cheque Embossing
C Cheque Standardization
D Cheque Digitalization
E Cheque Clearance
Ans- A
123. As per guidelines issued by the Reserve bank of India, how much will a customer have to
pay for checking account balance at a white label ATM?
A Rs 1
B Rs 2
C Rs 5
D Rs 10
E Rs 20
Ans- C
124. In which country is the bank for International Settlements Located?
A USA
B Switzerland
C Belgium
D Canada
E Japan
Ans- B
125. When a payment is made through RTGS/NEFT, the customer/remitter receives an
acknowledgement of the payment made. What is the form of that acknowledgement?
A Downloadable acknowledgement slip from the Reserve bank Of India
B Email
C SMS
D Both B and C
E All A, B,C
Ans- D
126. Which term is used to describe a situation where an inflation rate is high, the economic
growth rate slows down, and unemployment remains steadily high?
A Recession
B Depreciation
C Stagflation
D Depression
E Running inflation
Ans- C
127. Which measure is used by the RBI to buy or sell government bonds or other securities in
open market?
A Rationing of Credit
B Direct Action
C Consumer Credit Regulation
D Statutory Liquidity Ratio
E Open Market Operations
Ans- E
128. Which of the following authority appoint Banking Ombudsman in India?
A SEBI
B RBI
C NABARD
D CII
E Finance Ministry
Ans- B
129. To which country does Muhammad Yunus , who develoed the concepts of micro credit and
micro finance, belong?
A Egypt
B Pakistan
C Indonesia
D India
E Bangladesh
Ans- E
130. Lack of access to Financial services is technically known as.......?
A Financial instability
B Financial inclusion
C Financial stability
D Financial exclusion
E Poverty
Ans- D
131. SEBI was established in
(1) 1993
(2) 1992
(3) 1988
(4) 1990
(5) 1994
Ans- 3
132. Kisan Credit Cards are an effective way of reaching out to the farmers by the banks. What
assistance does the farmer receive in this way?
(1) Credit facility for crops etc against an approved limit
(2) Short term credit facility against value of his crops
(3) Long term credit is provided against his land holdings
(4) Loan is permissible against crops sold but payment yet to be received by the farmer
(5) None of the above
Ans-1
133. Why are interest rates charged by Micro Finance Institutions higher than lending rates of
banks?
(1) MFIs are not allowed co source deposits from public
(2) Banks have the benefit of cheaper funds
(3) MFIs borrow bulk of their funds from banks
(4) MFIs borrow funds from banks at high cost and also their administrative expenses are more
(5) None of the above
Ans-4
134. Which nationalized bank was the first to sponsor a regional rural bank in India?
(1) syndicate Bank
(2) Bank of India
(3) Union Bank of India
(4) Central Bank of India
(5) None of the above
Ans-1
135. Which of the following is the most important component of the liabilities of Commercial
Bank?
(1) Time deposits
(2) Demand deposits
(3) Inter-bank liabilities
(4) Other borrowings
(5) All of the above
Ans-1
136. The Regulatory Authority for Regional Rural Banks is
(1) Sponsor Bank
(2) Central Government
(3) State Government
(4) RBI and NABARD
(5) All of the above
Ans-4
137. Which of the following is/are the right(s) of customer towards his banker?
(1) To receive a statement of his account from a banker
(2) To sue the bank for any loss damages
(3) To sue the banker for not maintaining the secrecy of his account
(4) All of the above
(5) None of the above
Ans-4
138. What does EBT stands for?
(1) Electronic Belated Transfer
(2) Electric Beginners Transaction
(3) Electronic Benefit Transfer
(4) Electronic Beginning Transaction
(5) None of the above
Ans-3
139. Banks are authorized to sell third party products. Which are these products?
(1) Mutual funds
(2) Term deposits
(3) Debit cards
(4) Gift cheques
(5) None of the above
Ans-1
140. Which of the following instruments cannot be presented for payment in a clearing house?
(1) Demand draft
(2) Dividends
(3) Fixed deposit receipt
(4) All of the above
(5) None of the above
Ans- 3
141. The rate of interest payable on a bank deposit is determined by
(1) Indian Banks' Association
(2) The bank concerned
(3) RBI
(4) Finance ministry
(5) None of the above
Ans-2
142. The maximum period for which a fixed deposit can be accepted by a Commercial Bank is
(1) 10 years
(2) 15 years
(3) No limit
(4) 8 years
(5) None of the above
Ans-1
143. Which of the following instruments cannot be presented for payment in a clearing house?
(1) Demand draft
(2) Dividends
(3) Fixed deposit receipt
(4) All of the above
(5) None of the above
Ans-3
144. An average citizen cannot open a savings account in which of the following?
1) Commercial Bank
(2) Post office
(3) Cooperative Bank
(4) RBI
(5) None of the above
Ans-4
145. Which of the following cannot open a bank account?
(1) Person of unsound mind
(2) A minor
(3) An illiterate person
(4) A blind individual
(5) None of the above
Ans-1
146. Which of the following schemes is not meant for investment purposes?
(1) National savings certificates
(2) Infrastructure bonds
(3) Mutual funds
(4) Letter of credit
(5) None of the above
Ans-4
147. Savings account with zero balance can be opened for
(1) persons of high net worth
(2) employees of IT companies
(3) weaker sections of society
(4) women customers
(5) None of the above
Ans-3
148. Systematic Investment Plans are a facility by which of the following?
(1) Commercial Bank
(2) Post office
(3) Cooperative Bank
(4) RBI
(5) None of the above
Ans-1
149. RBI stipulates a healthy mix of CASA in the business figures of banks. What does it
denote?
(1) Customer Analysis and Savings Pattern
(2) Cost Appreciation and Selling Analysis
(3) Current Account and Savings Account
(4) Credit and Savings Aggregate
(5) None of the above
Ans-3
150. Banks are authorized to sell third party products. Which are these products?
(1) Mutual funds
(2) Term deposits
(3) Debit cards
(4) Gift cheques
(5) None of the above
Ans-1
Very Important Phrases and Indioms(Banking &Railway) Part -ll
List of Important Idioms and Phrases Beginning with F
1.For Good
Meaning: Forever or permanently
Example: I am leaving for good this time.
2. Few and Far between
Meaning: Not very many or not appearing very frequently
Example: He grew up at a time when jobs were few and far between.
3. Fancy Price
Meaning: Very high price
Example: I have paid a fancy price for this ordinary pen.
4. Flogging a dead horse
Meaning: to waste time trying to do something that will not succeed
5. Fish out of water
Meaning: In bad condition
Example: In the company old men I felt like a fish out of water.
6. Fool 's paradise
Meaning: in false wish
Example: If you hope to pass, you are in a fool's paradise
7. Forty winks
Meaning: little sleep in day
Example: one likes to enjoy forty winks in summer.
8. Flesh and blood
Meaning: Human nature, a normal human being
Example: we're going to need some fresh blood if we want to remain a viable company in today's market.
9. Fight tooth and nail
Meaning: to use a lot of effort to oppose someone or achieve something
Example: we try tooth and nail to clear SSC Exam.
10. Friend at court
Meaning: Help on time
Example: At the time of my brother's appointment, I found in Ram a friend at court.
11. Face the music
Meaning: Go through an unpleasant experience
Example: He was part of an illegal racing gang, and had to face the music when they were busted
12. Feather in one’s cap
Meaning: It means to have an achievement in one’s name.
Example: One does not get chances to add a feather in their cap too often. So the opportunity to do so should be utilized well.
13. Feel under the weather
Meaning: to be ill or feel ill
Example: She has just returned from her vacation, but is feeling under the weather and has a sore throat and running nose.
14. Fit as a fiddle
Meaning: A very healthy person
Example: The team had partied late into the night, but on match day, each of them was as fit as a fiddle.
15. Freudian Slip
Meaning: A speaker's unintentional mistake revealing his true thoughts
Example: The reporter made a Freudian Slip and said "condom" instead of "condemn".
Important Idioms and Phrases Beginning with G &H :
1. Get away scot – free
Meaning: To avoid the punishment that you deserve
Example: If you don't take out a complaint against him he'll get off scot-free!
2. Good Samaritan
Meaning: person who unselfishly helps others,
Example: He's such a good Samaritan. He used to take after my grandmother when she was ill.
3. Green eyed monster
Meaning: jealousy
Example: I 'd no idea you were so susceptible to the green-eyed monster.
5. Green Horn
Meaning: an untrained or inexperienced person.
6. Go the extra mile
Meaning: Going above and beyond whatever is required for the task at hand.
Example: Vipin is a nice guy, always ready to go the extra mile for his friends
7. Go out on a limb
Meaning: Put yourself in a tough position in order to support someone/ something.
Example: You can't find your dog? I'm going to go out on a limb and say he jumped over the fence and got loose.
8. Have an axe to grind
Meaning: To have a dispute with someone.
Example: As a novelist, he has no political axe to grind.
9. Hell in a hand basket
Meaning: Deteriorating headed for complete disaster.
10. Hale and hearty
Meaning: very healthy and strong
Example: At 80 Nitish is hale and hearty, getting up at six every morning to walk five miles.
11. Hold your horse
Meaning: Be patient.
Example: You must hold your horse to clear any exam.
12. Hit the bull’s eye
Meaning: get something exactly right, or be on target.
Example: The finance minister’s speech on attracting new investments hit the bull’s eye.
13. head over heels
Meaning: fall deeply and completely in love, especially suddenly
Example: She and her husband make an amazing couple. They are head over heels in love and are very supportive of each other.
14.Hit the sack or hit the hay
Meaning: to go to bed, to go to sleep
Example: After I hit the sack, I read for sometime before turning off the lights and going to sleep.
15. Hit the nail on the head
Meaning: be accurately right about something
Example: He is a smart debugger. Every time you take a broken code to him, he will hit the nail on the head and tell you the exact problem.
16. High on the hog
Meaning: Living in luxury.
Example: He will not be able to live in these conditions because he has always had it from high on the hog.
List of Important Idioms and Phrases Beginning with I
1. In a trice
Meaning: Without causing any delays.
Example:I will be there in a trice, stop calling me so often.
2. In a tight corner
Meaning: to be in a difficult situation
Example: She had been in tight corners before and had always managed to get out of them.
3. In deep water
Meaning: in difficulty, in problem.
Example: I’m going to bein deep waterif my boss refuses to approve the project done by me after the hard work of a week.
4. In a nut shell
Meaning: to state something very concisely
Example: The explanation is long and involved, but let me put it in a nutshell for you. To put it in a nutshell: you are fired!
5. In the dark
Meaning: uninformed, a state of ignorance.
Example: We’re still in the dark about the company’s layoff policy.
6. In cold blood
Meaning: in a planned way and without pity or other emotion.
Example: One young lady was shot dead in cold blood inside the premises of shopping complex.
7. look on the bright side
Meaning: try to see something good in a bad situation.
Example: Nothing is impossible for Junior John Sinha if he learn to look on the bright side.
8. In the blink of an eye
Meaning: in an instant.
Example: In the blink of an eye the robber disappeared from the bank with the bag of Gold jewelry.
9. In black and white
Meaning: formally, on paper and in writing.
Example: He asked his old mother not to worry as the terms of the hand agreement were spelled out in black and white.
10.In the good books
Meaning: be in somebody’s favour or good opinion.
Example: The fact that he always managed to be in the good books of the bosses surprised one and all.
List of Important Idioms and Phrases Beginning with J
1.Jump the gun
Meaning: Do something too early, especially without thinking
Use: The media jumped the gun and gave out their verdict of the scandal even before the investigation was complete.
2.Jack of all trades
Meaning: somebody who has many skills or who is versatile in ever field.
Use: Sandeep is the jack of all trades as he can teach, sung and do many different job at a time.
3.Jump to conclusion
Meaning: form an opinion or judgement hastily.
Use: Wait till we get the report; don’t jump to a conclusion.
4.Jam on the brakes
Meaning: to press the brakes suddenly and in a hard way.
Use: I had to jam on the brakes because a kid suddenly appeared from nowhere and crossed the road.
5.John Hancock
Meaning: A person's signature.
Use: Put your John Hancock at the bottom of the will.
6.Jump on the bandwagon
Meaning: To profit from a craze; to join a trend.
Use:After the incredible success of the new product, the company has jumped on the bandwagon, and released a new version of it.
7.Jump the lights
Meaning:Pass traffic lights, when they are red.
Use:Don’t jump the lights as it may be fatal for you.
8.Justice is blind
Meaning:This expression means that justice is impartial and objective.
Use:No matter who you are, you must respect the law. Justice is blind!
9.Jangle someone’s nerves
Meaning:Annoy someone or make them nervous.
Use:The noise of the dog jangled my nerves.
10.Jump for joy
Meaning:To be extremely happy:
Use:The blood tests so far show my mother doesn't have cancer, but it's still too early to jump for joy because she has to have more tests.
11.Just deserts
Meaning::Get what one deserves.
Use:After a lot of hard work he got his just deserts.
List of Important Idioms and Phrases Beginning with K and L
Idioms & Phrases is one of the most important part of English section in SSC & Other Competitive Exams. It usually covers 4 -5 marks in every exam. As you all know we have already given many quizzes on this topic which are from previous year papers. In order to make it easy for all the aspirants, Here we are going to start a new series “Most repeated & Expected idioms and phrases (alphabetical order)”. Today we will provide List of Important Idioms and Phrases Beginning with K & L. If you like it let us know.
List of Important Idioms and Phrases Beginning with K & L
1. Keep the wolf from the door
Meaning: To have enough money to be able to ward off poverty or hunger.
Example: They were really very poor, but they had enough to keep the wolf from the door.
2. Kill two birds with one stone
Meaning: accomplish two different things at the same time
Example: I have to go to the bank, and on the way back, I’ll pick up the groceries also, killing two birds with one stone.
3. Keep your chin up
Meaning: be stalwart and courageous in a tough situation
Example: Don’t let the difficulties intimidate you; keep your chin up.
4. Keep fingers crossed
Meaning: hope that things will happen in the way you want them to.
Example: I’m keep my fingers crossed that my husband clears the written interview this Monday to join British Intelligence Bureau.
5. Keep at arm’s length
Meaning: keep a distance, avoiding intimacy or familiarity.
Example: He always had the feeling that she was keeping him at arm’s length.
6. Keep an eyes on him
Meaning: You should carefully watch him.
Example: Carol asked me if I would mind keeping an eye on her houseplants while she was in Cuba.
7. Keep body and soul together
Meaning: To earn a sufficient amount of money in order to keep yourself alive.
Example: He earns barely enough to keep body and soul together.
8. Knee Jerk reaction
Meaning: A quick reaction that doen’t allow you time to consider something carefully (It is always disapproving)
9. Knock on wood
Meaning: Knuckle tapping on wood in order to avoid some bad luck.
10. Kick the bucket
Meaning: to die.
Example: Sad news! He kicked the bucket.
11. Len me your ear
Meaning: To politely ask for some’s full attention
Example: Lend an ear to me and I will tell you a story. Lend your ear to what I am saying.
12. Let bygones be bygones
Meaning: To forget about a disagreement or argument.
Example: There is a feeling here that we should let bygones be bygones and move on to more important things.
13. Let the cat out of the bag
Meaning: To share a secret that wasn’t suppose to be shared.
Example:Amazingly, not one of the people who knew about the surprise let the cat out of the bag.
14. Level Playing field
Meaning: A fair competition where no side has an advantage
Example: If we started off with a level playing field, everyone would have an equal chance.
15. Long in the tooth
Meaning: Old people or horses
Example: Don’t you think she’s a bit long in the tooth to be a romantic heroine?
Thursday, October 27, 2016
Syllabus IAS Preliminary Examination CSAT Paper - 1 (GS)
Every Aspirant needs Syllabus for the reputed IAS exam. you should download and read the syllabus very carefully and start your preparations accordingly. IAS Exam has two compulsory papers with MCQ Questions of 200 marks each. There is no Official Cut-off, and you must quality in both the papers.
Paper I - (200 marks) Duration : Two hours
Current events of national and international importance.
History of India and Indian National Movement.
Indian and World Geography - Physical, Social, Economic Geography of India and the World.
Indian Polity and Governance - Constitution, Political System, Panchayati Raj, Public Policy, Rights Issues, etc.
Economic and Social Development -Sustainable Development, Poverty, Inclusion, Demographics, Social Sector initiatives, etc.
General issues on Environmental Ecology, Bio-diversity and Climate Change - that do not require subject specialisation
General Science.
IAS Preliminary Examination CSAT Paper - 2 (APTITUDE)
Paper II- (200 marks) Duration: Two hours
Comprehension
Interpersonal skills including communication skills;
Logical reasoning and analytical ability
Decision-making and problemsolving
General mental ability
Basic numeracy (numbers and their relations, orders of magnitude, etc.) (Class X level), Data interpretation (charts, graphs, tables, data sufficiency etc. - Class X level)
English Language Comprehension skills (Class X level).
Note 1 : Paper-II of the Civil Services (Preliminary) Examination will be a qualifying paper with minimum qualifying marks fixed at 33%
Note 2 : The questions will be of multiple choice, objective type.
Note 3: It is mandatory for the candidate to appear in both the Papers of Civil Services (Prelim) Examination for the purpose of evaluation. Therefore a candidate will be disqualified in case he/she does not appear in both the papers of Civil Services (Prelim) Examination.
IAS MAINS Syllabus
COMPULSORY SUBJECTS
OPTIONAL SUBJECTS
Agriculture
Anthropology
Assamese
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IBPS Clerk-VI PET Call Letter Out
IBPS Clerk-VI PET Call Letter Out
IBPS has provided the link for downloading call letter for Pre-Exam Training for Clerk-VI Exam 2016.
Important Dates
Commencement of Call letter Download: 21st October 2016
Closure of Call letter Download: 13th November, 2016
For Download the Call Letter Visit: www.ibps.in
Daily IAS Prelims 26th October ,2016
1.Consider the following about Asia-Pacific Economic Cooperation
(APEC).
1. It consists of Pacific Rim economies.
2. It promotes free trade throughout the Asia-Pacific region by
promoting common trade standards across the region.
3. It is an affiliate member of the G-8.
4. All economies have an equal say in APEC and decision-making
is reached by consensus.
5. There are no binding commitments or treaty obligations other
than those agreed voluntarily by member economies on a case
to case basis.
Select the correct answer using the codes below.
a) 1 and 2 only
b) 1, 2, 4 and 5 only
c) 3, 4 and 5 only
d) 1, 2 and 5 only
Solution: b)
2.“Sea floor spreading” is caused by
a) Constant volcanic eruptions at the ocean floor
b) Sinking mantle
c) Weight of the ocean bed and the water above it
d) Presence of Seabed methane
Solution: a)
Learning: Constant eruptions at the crest of oceanic ridges cause the
rupture of the oceanic crust and the new lava wedges into it, pushing the
oceanic crust on either side. The ocean floor, thus spreads, known as sea floor spreading.
3.Consider the following about Janani Suraksha Yojana (JSY).
1. It promotes institutional deliveries among pregnant women.
2. It integrates cash assistance with delivery and post-delivery
care.
3. It is a centrally sponsored scheme (CSS).
Select the correct answer using the codes below.
a) 1 and 3 only
b) 1 and 2 only
c) 2 only
d) 1, 2 and 3
Solution: d)
Justification: As per the latest report on maternal health, India
accounted for 15% the total maternal deaths in the world in 2015 second
only to Nigeria with 45,000 women dying during pregnancy or
childbirth.
Statement 1: The JSY was launched as part of the National Rural Health
Mission (NRHM) in 2005 to improve maternal and neonatal health by
promotion of institutional deliveries (childbirth in hospitals).
JSY has led to reduction of prevalent differences in access to maternal
care between individual people of higher or lower socioeconomic status.
Statement 2: The cash assistance to the mother is given mainly to meet
the cost of delivery. It is ideally to be disbursed at the delivery institution
itself.
Statement 3: It is 100% centrally sponsored. The Yojana has identified
ASHA, the accredited social health activist as an effective link between
the Government and the poor pregnant women in 10 low performing states.
4. If a river in India is to be converted into National Waterways
(NWs), it is done via a/an
a) Central Executive fiat
b) Legislation
c) Constitutional amendment only
d) Order of the State Government
Solution: b)
Learning: India has huge natural geographical potential for inland
waterways as 14,500 km of river channels are navigable.
• Development inland waterways can spur industrial growth and
tourism potential along the waterway especially in plain areas of
North India.
• The statutory status to the inland waterways would pave for
investments in inland waterways transportation sector which has
been neglected in the past.
• Parliament had enacted a legislation allowing 106 rivers across the
country to be converted into National Waterways (NWs) in
addition to the existing 5 such NWs.
• The law was enacted in a bid to boost movement of goods and
passengers via rivers and reduce transportation costs substantially.
5.Which of the following gases contribute to global warming?
1. Methane
2. Water Vapour
3. Nitrogen
4. Ozone
5. HFC-23
Select the correct answer using the codes below.
a) 1, 2 and 4 only
b) 1, 2, 4 and 5 only
c) 3 and 5 only
d) 1, 2, 3, 4 and 5
Solution: b)
Justification: Statement 1, 2 and 4: Besides carbon dioxide, other
greenhouse gases are methane, water vapour, nitrous oxide, CFCs and
ozone. Chlorofluorocarbons (CFCs) are man-made industrial chemicals
used in air conditioning etc. CFCs are also damaging the ozone layer.
Statement 3: It is not a greenhouse gas, similar to how oxygen is not a
GHG, but ozone is.
Statement 5: India recently announced that it will eliminate the HFC-23
gas, a potent greenhouse gas with high global warming potential, as part
of its commitment to combat the threat emanating from climate-
damaging HFCs.
6. “Hunar Haat”, an exhibition of handicrafts and embroidery made by the artisans at 'India International
Trade Fair' is going to organised by
a) Ministry of Culture
b) Ministry of External Affairs
c) Ministry of Finance
d) Ministry of Minority Affairs
Ans. (d)
7.Yemen has been frequently in the news for civil and military wars by Saudi Arabia. Which of the
following strait connects Red sea to the Gulf of Aden which adjoins Yemen.
a) Oman strait
b) Yemen strait
c) Bab al Mandab strait
d) Strait of Hormuz
Ans. (c)
Explanation: This strait located between Yemen on the Arabian Peninsula, and Djibouti and Eritrea in the
Horn of Africa. It connects the Red Sea to the Gulf of Aden.
The Bab-el-Mandeb acts as a strategic link between the Indian Ocean and the Mediterranean Sea via the Red Sea and the Suez Canal.
8.Consider following statements in regard to 'The Nobel Prize in Literature 2016'.
1. This year's Prize awarded to Bob Dylan for having created new poetic expressions within the great
American song tradition.
2. He is the first songwriter to win the award.
3. The Nobel Prize in Literature 1913 was awarded to Rabindranath Tagore from India.
Which of the statements given above is/are correct?
a) 1 and 2 only
b) 3 only
c) 1 and 3 only
d) 1, 2 and 3 only
Ans. (d)
Explanation: The Nobel Prize in Literature 2016 won by US music legend Bob Dylan, whose poetic lyrics
have influenced generations of fans.
He got prize for having created new poetic expressions within the great American song tradition. He’s the
first songwriter to win the award.
Titbits: The Nobel Prize in Literature 1913 was awarded to Rabindranath Tagore (largely for Gitanjali) for his
profoundly sensitive, fresh and beautiful verse, by which, with consummate skill, he has made his poetic thought expressed in his own English word.
Wednesday, October 26, 2016
15 Days Study Plan for Banking Exam
Hello Reader,
We are back again with a very important and useful article for those aspirants who are going to appear for the upcoming IBPS Clerk Pre exam. Since, you are left with few days and scarcity of time, therefore,
we are going to share a study plan of 15 days for you. Following this plan will help you revise your whole syllabus and score good marks.
Prerequisite ::
Before you start following this plan, make sure you have completed your syllabus. Reason being that without completing your syllabus you will not be able to completely adhere to this study plan as it is meant for revision purpose only.
Daily Practice
Read The Hindu, Tribune or Times of India
Focus on business, economy, national events and achievements, business deals and sports events. while going through the newspaper, you must look for sentence structures, difficult words and paragraph syntax as this is going to help in English Section.
Learn Tables & Squares: You must learn tables up to 40 as calculation take a lot of time when you start solving maths problems. Practice table and learn short cut tricks to memorize them. The second thing you should learn is squares and square roots up to 40 or as far as your brain allow you to remember them.
Practice Session
#Day 1
Vocabulary - As the difficulty level is high of IBPS papers, it demands for a great and extensive vocabulary. You must take at least 8 quiz tests off vocab section. Search new words and phrases online. Try android apps and solve online puzzles.
Syllogism - Being the easiest and least time consuming section of the paper you should practice syllogism questions on the first day. You can take a less difficult section of your choice with this. We recommend you to adhere to Venn diagrams for solving syllogism questions. There are other methods and tricks to to solve them but the most reliable and easy is Venn Diagram methods.
Time and Work -
There are two methods to solve time and work questions, i.e. efficiency method and traditional method. Practice both as the you will have to choose the best according to the questions you get. Must practice as much questions as you can with both the methods.
Efficiency method
#Day 2
Profit and loss - The easiest topic of maths will take only few hours of the day to practice as you will have to revise all the formulae of profit and loss that you have been doing from your school time.
Simple and Compound interest - As this topic consumes 2-4 questions of hard level. You must give this topic at least 5-6 hours for revision because compound interest sometimes become tricky and confusing.
Data Interpretation (Charts) - This section requires fast calculation and critical understanding. You must at least give 2 days to this section. We have shared some tricks that will help you to take less time for solving DI questions.Calculation tricks here
#Day 3
Vocabulary - Vocabulary demand regular practice therefore you must take few vocabulary test everyday and do read newspapers and magazines for at least an hour.
Data interpretation (Tables) - DI questions based on tables, graphs and pie charts are always difficult to understand and solve.
#Day 4
Vocabulary - Try online quiz and apps to practice vocab section. Take 25-35 Vocabulary quizzes. Research about all the words online.
Grammar - Must learn all the grammatical rule of English as error spotting, fill ups and sentence completion sections are generally based on grammar error.
Data interpretation (Double Diagram) - You will only get double diagram DI questions. This is quite baffling for students as they find it difficult to refer two diagrams. Don't worry what we suggest you to start practicing at least 5 DI double diagram questions and you will master this section.
#Day 5
Vertical seating arrangement - Simple, easy and marks catching section will not gallop your precious time. Try to give this section 3-4 hours of the day and in these hours solve at least more than 50 question to test your speed.
Revise Vocabulary Quiz series- No matter how difficult section you get each day, do not miss to practice your vocab quiz any day.
# Day 6
Circular seating arrangements - It is sure that you will get one question of circular seating arrangement.
Reading Comprehension- Practice at least 3-8 reading comprehension because this section is unexpected and any kind of passage can be served to you.
#Day 7
Series - Follow the 5-6 techniques to solve this section. Series questions can vary in difficult level but you must be a master to solve all kinds of tricks.
Reasoning puzzles - This section comprises Blood relations, Problems based on ages, Direction test. We advice you to solve as much questions as you can in this day because the other two topics of day 7 are not time consuming.
Practice 3 Reading comprehensions
#Day 8
Inequalities - Dedicate this day to inequality based questions of reasoning section. Don't skip this section thinking that its easy and simple. Big no! Nothings is easy. It demands practice.
Practice 5 Reading comprehensions
#Day 9
Try to solve maximum 5 model test papers of IBPS Clerical level as it will give you a clear vision of you speech and the section in which you lack.
#Day 10
Again dedicate this day to model papers. Try to make up your drawbacks that you had noticed on day 9. This time your speed should be better than it was on day 9.
#Day 11.
You have already got the idea of your speed and mistakes. On day 11 revise the topics in which your speed is slow and the formulae that you forgot while practicing on day 9 and day 10.
#Day 12
This day should be divided into 4 sections according to your convenience. Spare fist four hours for reading comprehension, error spotting, cloze tests etc. After taking a break of 15-20 minutes, start another section of 6 hours dedicated to Quantitative aptitude. Try to solve maximum questions based on double diagrams. The next two sections should be assigned to maths and reasoning considering your speed of solving the questions.
#Day 13
This day should be your general awareness day. Revise all the static GK and the information of previous months. Learn the people who had been awarded in the year and some facts and general awareness topics. You should get these thing on your tips.
#Day 14
The second last day should be a mock drill day. Take a model paper. You can download and print model papers from internet. Close yourself in a room and set your watch for one hour. Now train your mind that you are in an examination hall and the paper is in your hand. Solve it. No! NO! no cheating. Be honest with yourself and just stop solving after one hour. You will now be able to know you actual speed. Repeat this process for 5-6 days.
#Day 15.
You should separate this day to revision of all the topics and if you get some spare time practice more model papers. You must relax your mind and body. Go through all the tricks and short cut methods.
Revise QT Cheatsheet
Tips :
Stay calm and positive.
Never skip any topic.
Don't adhere to a particular book.
Search online for new methods and tricks.
Read newspapers daily without fail.
Try to use stop watch to calculate your speed for each section.
You diet will help you stay healthy and you must not skip your meals.
Give at least half hour to yourself and for introspection.
Remember this is not the last test or exam of your life.
Never stress your body and mind.
The last and most important thing Practice! Practice and Practice!
"Practice is the best of all instructors."
Tuesday, October 25, 2016
GK and and Current Affairs :October
1.
Which committee has submitted its report on existence of Saraswati River to the Union Government?
[A]M L Malaya committee
[B]Bhagya Shree committee
[C]N N Vohra committee
[D]K S Valdiya committee
Answer:
K S Valdiya committee
The expert committee headed by Prof. KS Valdiya has submitted its report on existence of Saraswati River to the Union government. As per the study, Saraswati River was not mythical and it existed. The report is an assertion of the assumption that River Saraswati originated from Adibadri in Himalaya to culminate in the Arabian Sea through the Runn of Kutch.
2.
The first-ever BRICS U-17 football tournament has won by which country?
[A]India
[B]South Africa
[C]Brazil
[D]China
Answer:
Brazil
Brazil has won the first-ever BRICS U-17 football tournament by defeating South Africa in the final by 5-1 demolition of in the title clash in Margao, Goa.
.
3.
Neeraj Goyat is associated with which sports?
[A]Wrestling
[B]Boxing
[C]Chess
[D]Cricket
Answer:
Boxing
Indian Boxer Neeraj Goyat has recently won the 2016 WBC Asia welterweight title by defeating Australian Ben Kite in New Delhi. It is his 2nd pro title. Earlier, he won the belt in 2015 by defeating Filipino Nelson Gulpe. With this win, Neeraj has become the first Indian boxer to defend a pro title. The fight was organized by the Professional Boxing Organisation of India.
.
4.
What is the theme of 2016 United Nations’ (UN) International Day of Rural Women?
[A]Climate is changing: Food and agriculture must too
[B]Realizing women’s rights to land and other productive resources
[C]Prevention of all forms of violence against women and girls
[D]Promote women leadership in agriculture
Answer:
Climate is changing: Food and agriculture must too
The United Nations’ (UN) International Day of Rural Women is observed every year on October 15 to recognize rural women’s importance in increasing agricultural and rural development worldwide. The 2016 theme is “Climate is changing. Food and agriculture must too”, which tries to bring focus on farmers, fishers and pastoralists who are standing on the frontlines of food insecurity as temperatures rise, weather patterns become less predictable and climate-related disasters become more frequent.
5.
The World Student Day (WSD) is observed on which date?
[A]October 16
[B]October 17
[C]October 15
[D]October 14
Answer:
October 15
The World Students’ Day is observed every year on October 15 to mark the importance of India’s former President and great scientist Dr. APJ Abdul Kalam. It is a celebration of multiculturalism, diversity and cooperation among students across the globe.
6.
“Shaurya Smarak” war memorial has been launched in which city of India?
[A]Jaipur
[B]Bhopal
[C]Kanpur
[D]Mohali
Answer:
Bhopal
Prime Minister Narendra Modi has recently inaugurated “Shaurya Smarak” a war memorial in Bhopal, Madhya Pradesh, which is dedicated to the soldiers of India. The Shourya Smarak is built on an area of about 8,000 square metre and the tales of their bravery are on display at this memorial. It has been envisaged as a journey through the various experiences of life, war, death and liberation of spirit (victory over death), all exhibited through an extremely non-archetypal design.
7.
“Rashtriya Sanskriti Mahotsav-2016” has been started in which of the following cities?
[A]New Delhi
[B]Pune
[C]Udaipur
[D]Lucknow
Answer:
New Delhi
The 2nd edition of Rashtriya Sanskriti Mahotsav (RSM)-2016 has started at the Indira Gandhi National Centre for Arts (IGNCA), New Delhi on October 15th to 23rd, 2016. It will showcase the rich cultural heritage of India in all its rich and varied dimensions viz. handicrafts, cuisine, sculpture, photography, documentation and performing arts-folk, tribal, classical and contemporary- all in one place.
8 .
Who has been elected as the new Secretary General of the United Nations?
[A]Anibal Silva
[B]Vitaly Antonio
[C]Antonio Guterres
[D]Matthew Rycroft
Answer:
Antonio Guterres
Portugal’s ex-Prime Minister, Antonio Guterres has been officially appointed as the 9th UN secretary-general by the United Nations General Assembly (UNGA). For this, the 193 member states of the UNGA adopted a resolution by acclamation to appoint Guterres. He will become the world’s top diplomat on 1st January 2017 when Ban Ki-moon’s second five-year term ends on December 31, 2016.
9.
The 2016 Women of India Festival has started in which of the following cities?
[A]New Delhi
[B]Jaipur
[C]Gandhinagar
[D]Allahabad
Answer:
10.
What is the theme of 2016 World Standards Day (WSD)?
[A]International Standards – Creating confidence globally
[B]Standards level the playing field
[C]Standards Build Trust
[D]Standards – the world’s common language
Answer:
11.
The National Seismic Programme (NSP) has been launched in which state of India?
[A]Arunachal Pradesh
[B]Sikkim
[C]Assam
[D]Odisha
Answer:
Odisha
The National Seismic Programme (NSP) has been launched by Union Minister of State for Petroleum and Natural Gas Dharmendra Pradhan in Odisha to trace hydrocarbon resources like oil and natural gas in Mahanadi basin.The purpose of NSP is to undertake a fresh appraisal in all sedimentary basins across India, especially where no or scanty data is available, for a better understanding of the hydrocarbon potential.The programme was launched at Taranga village under Soro block in Balasore district. Under this programme, Oil and Natural Gas Corporation (ONGC) and Oil India Limited (OIL) have been entrusted to conduct 2D seismic Acquisition, Processing and Interpretation (API) across India. The survey project will be completed by March 2019.
12.
Shahlyla Ahmadzai Baluch, who passed away recently, was a football player of which country?
[A]Pakistan
[B]Afghanistan
[C]India
[D]Iran
Answer:
Pakistan
Shahlyla Ahmadzai Baluch (21), one of the finest strikers for Pakistan women’s football team, has recently died in a car accident in Karachi. Ahmadzai represented Pakistan at the South Asian Football Federation (SAFF) Women Football Championship 2014 in Islamabad, which was the last international event that Pakistan women’s team competed in. She also had the honour of being the first Pakistani woman footballer to get a hat-trick abroad when she played for a club in Maldives in 2015.
13.
Who of the following has been selected for the Sri Maharshi Valimiki Jayanti Award for 2016-17?
[A]D Borappa
[B]H Anjaneya
[C]Veeranna
[D]S G Siddaramaiah
Answer:
Veeranna
Former Minister Veeranna has been selected for the Sri Maharshi Valimiki Jayanti Award for the year 2016-17, which is instituted by the Karnataka government. The award carries a cash prize of Rs. 5 lakh and a citation, which will be presented to Veeranna by Chief Minister Siddaramaiah at Banquet Hall of the Vidhana Soudha on October 15, 2016. Veeranna hails from Koratagere in Tumakuru district and served as the Minister in the Janata Party government headed by late Chief Minister Ramakrishna Hegde. Due to his efforts, many communities such as Nayak, Nayaka, Beda, Bedar and Valmiki have been included in the Scheduled Tribe community.
14.
Who has been appointed as Whole-Time Member (WTM) of the Securities and Exchange Board of India (SEBI)?
[A]Pradeep Kumar
[B]G Mahalingam
[C]Jivan Kher
[D]Prashant Saran
Answer:
G Mahalingam
Gurumoorthy Mahalingam has been appointed as Whole-Time Member (WTM) of the Securities and Exchange Board of India (SEBI) for a period of 5 years or till he attains the age of 65 years, whichever is earlier. Apart from the Chairman, the SEBI can have 3 WTMs. He succeeded Prashant Saran, who retired as WTM in 2016. Mahalingam is Executive Director and former regional director of Reser.
Monday, October 24, 2016
Modern Indian History: Important Notes On Governors and Viceroys of India
Robert Clive (1757-67) (1766-67)
Governor of Bengal from 1757-60 and again from 1765-67.Started dual Government in Bengal in 1765.He forbade the servants of the company from indulging in private trade and made payment of internal duties obligatory.Established Society of Trade in 1765 with monopoly of trade in salt, betelnuit and tobacco However this was abolished in 1767.Bengal white Mutiny-by white brigades at Allahabad and Monghyr, they were arrested and tried.
Warren Hasting (1772-85)
First Governor General after serving as the Governor of Bengal (1772).Introduced quinquennial settlement of land revenue in 1772 farming out lands to the highest bidder, later on he reversed to annual settlement (1777) on the basis of open auction to the highest bidder.Made the appointment of collectors and other revenue officials.Codified Hindu and Muslim laws.Trial of Nand Kumar and his judicial murder in 1775.6. Fondation of Asiastic Society of Bengal with the help of Sir William Jones in 1784.Associated with the Chait Singh (Raj of Banaras) affair (1778).Associated with Bengams of Oudh affair (1782).After his return of England in 1785, impeachment proceedings were initiated against him in the house of Lords but after a long trial of 7 years he was eventually acquitted.Dual Govt. was abolished in 1772 by him.In 1776 Manu’s Law was Translated into English as Code of Gentoo Laws.In 1991 William Jones and Colebrok prepared digest of Hindu Laws.Fatawa-i-Alamgiri was also tranlated.
Lord Cornawallis (1786-93)
Set up courts at different levels and separation of revenue administration from judicial administration in order to reform the judiciary.Introduced Cornwallis Code based on the principle of separation of powers in 1793.Superintendent of Police was made the head of district police and became the incharge of an area of 1000 sq. km. Besides the English magistrates were given police powers and the Zamindars were divested of all police powers.
A ten-year settlement was concluded with the Zamindars in 1790 which was made permanent in 1793 (came to be known as Permanent Settlement of 1793.
Raised salaries of the officials. Collectors were to get 1% of the revenue collection in addition to their salary of Rs. 1500.
Lord Wellesley (1793-1798)
Described himself as Bengal Tiger.Created Madras Presidency after the annexation of the Kingdoms of Tanjore and Carnatic.
Introduced the system of Subsidiary Alliance in 1798 which provided for defence of an Indian state by the British, stationing of British Subsidiary Force in the territory, the maintenance of which was to be borne by the ruler, stationing of a British Resident at the headquarters of the state and British control over the external affairs of the state.
The States that signed the alliance were first Hyderabad in 1798 and them Mysore, Tanjore, Awadh, Jodhpur, Jaipur, Macheri, Bundi, Bharatpur, Berar and the Peshwar.Signed Treaty of Bassein (1802) with the Peshwa and fought second Anglo-Maratha war during 1803-05.Lord Lake captured Delhi and Agra in 1803 and the Mughal emperor was pur under company’s protection.
Lord Minto-I (1807-1813)
Signed Treaty of Amritsar in 1809 between Ranjit Singh and English.Sent in 1808 mission of Malcom of Persia and that of Elphinstone to Kabul.
Lord Hastings (1813-1823)
He was made Marquis of Hastings due to his success in the Gokha wasr of the Anglo- Nepalese war (1813-23).Signed Treaty of Sanguali after defeating the Gorkha leader Amar Singh.Abolished Peshwaship & annexed of his territories in the Bombay Presidency after the Third Anglo-Maratha was (1818).Pindari War (1817-1818).Introduction of Ryotwari settlement in Madras Presidency by Governor, Thomas Munro (1820). Mahalwari (village community) system of land revenue was made in North-West Province by James Thomson.
Lord Ahmerst (1813-1828)
Received by the Mughal emperor (Akbar II) on terms of equality in 1827.Signed Treaty of Yaudaboo in 1826 with lower Burma of pegu by which British merchants were allowed to settle on southern coast of Burma and Rangoon.
Lord William Bentinck (1828-35)
Known as the Benevolent Governor-General
Introduced a number of social reforms. Banned the practice of Sati in 1829 (pionnerring efforts made in this connection by Raja Ram Mohan Roy), suppressed Thugi in 1830 (Millitary operation led by William Sleeman).
Defined the aims and objectives of the educational policy of the British Governmentappointed Lord Macualay, the President of the Committee of Public Instruction which recommended English as the medium of instruction and introduction of English language, Literature, Social and Natural Science in the curriculam in 1835.
Banned female infanticide.Created the Province of Agra in 1834.English was to be court language at higher courts but Persian continued in lower courts.The Regulation of 1833 on land revenue settlement by Mertins Bird (called father of land-revenue settlement in the North). Use of fields maps and filed registrars were prescribed for the first time.
Sir Charle Metacalfe (1835-36)
Abolished restriction on press.Called “Liberator of press”.
Lord Auckland (1836-42)
Tripatriate Treaty was signed between the company Ranjit Singh and Shah Shuja by whichRanjit Singh accepted company’s mediation in disputes Amirs (sind).Shah Shuja conceded his sovereign right to the company over Sind on condition of receiving the arrears of the tribute, the amount of which was to be determined by the company.Mandavi state was annexed in 1839.
Lord Ellenborough (1942-44)
Annexation of Sindh to British Empire (1843).Charles Napier was replaced by Major Outram as the Resident in Sind.On the annexation of Sind, Charles Napier commented - we have no right to seize yet we shall do and a very advantages, useful, Humane piece of rascality it will be.Disagreeing to Napier’s policy in Sind, Major Outram wrote to him-I am sick of your policy I wll not say yours is the best, but it is undoubtedly the shortest that of the sword. Oh, I how wish you had drawn it in a better curse.
Lord Dalhausie (1849-56)
Introduced the policy of Doctrine of Lapse of Law of Escheat which postulated that Indian States having no natural heir would be annexed to the British Empire. The Indian States annexed by the application of his doctrine were Satara (1848), Jaipur and Sambalpur (1849), Baghat (1850), Baghat (1850), Udaipur (1852), Jhansi (1853) and Nagpur (1854).
In troduced Wood’s despatch known as the Magna Carta of English education in India prepared by Charles Wood the President of the Board of control in 1854 on education in suggested a scheme of education from the primary to the university level. It recommended, establishment of Anglovemacular Schools in districts, government colleges in important towns and universities in presidency towns and introduction of vermacular languages as the medium of introduction.
Boosted up the development of railways-laid the first railway line in 1853 from Bombay to thane and second from Calcutta to Raniganj.
Gave a great impetus to post and telegraph. Telegraph lines were laid. (First line from Calcutta to Agra).
Organised a separate Public Works Department by divesting the Malitary Board of this power.
Shmla was made summer capital and army headquarter.
Hindu widow remarriage Act was passed in 1856.
Annexed Awadh in 1856 on excuse of misgovernment when nawab Wajid Ali Shah refused to abdicate.
Lord Canning (1856-62)
Queen Victoria’s Proclamatior and passing of the Indian Act of 1856.
Doctrine of Lapse started by Lord Dalhausie was officially withdrawn in 1859.
Foundation of the universities at Calcutta, Bombay and Madras in 1857. 4. Indigo revolt in Bengali in 1858-60.
White Mutiny by the European trooops of the EICO in 1859.
Bahadur Shah was sent to Rangoon (Burma).
Lord Elgin (1862-63)
Suppressed the Wahabi movement.
Sir John Lowrance (1864-69)
Followed a policy of rigid non-interference in Afghanistan called Policy of Masterly Inactivity.
Set up High Courts at Calcutta, Bombay and Madras (865).
Lord Lyttan (1876-80)
Passing of the Royal Title Act of 1876 and the assumption of the title Express of India (Kaiseri- Hind) by Queen Victoria.
Holding of Delhi Durbar in 1877.
Passing of Vernacular Press Act of 1878 which empowered a magistrate to call upon the printer and publisher of any vermacular newspaper to enter in into an undertaking not to publish any news which would create antipathy against the government.
Passing of Arms Act of 1878 which declared keeping, bearing and trafficking in arms without a licence a criminal offence (The Europeans, Anglo-Indians and same categories of government officials were exempted).
Lowering of the maximum age from 21 yrs. to 19 yrs. for the Civil Services Examination - an attempt to prevent Indians from entering Civil Services.
Appointment of the first Famine Commission under Sir Richard Strachey. Policy of Masterly inactivity towards Afghanistan was replaced by Forward Policy.
Started statutory civil services.
Lord Ripon (1880-84)
Passing of the first Factory Act in 1881 for the welfare of child labour.
Repeal of Vernacular Press Act in 1882.
Foundation of local Self-Government (1882) - passing of local Self-Government acts in various provinces during the period 1883-85.
Holding of first decennial & regular censes in 1881 which put the total population at the figure 254 millions.
Financial decentralisation in 1882 which was earlier initiated by Lord Mayo.
Appointment of an education commission under Sir William Hunter in 1882.
The Ilbert Bill controversy, 1883-84 relating to passing of a bill, framed by the law member of the Viceroy’s Council Sir C.P. libert which abolished judicial disqualification based on race. There was a strong protest on the part of the Europeans particularly the English and eventually under pressure the government amended the bill and provided for the rights of the European to claim trial by jury of 12, out of which at least 7 were to be European.
Famine Code in 1883.
He usually said “Judge me by my works and not by my words”.
Lord Dufferin (1884-88)
Commented on the Congress being a microscope minority in 1888.
Lord Lansdowne (1888-94)
passed the Age of Consent Act in 1891 which forbade marriage of girl below 12.
Lord Elgim-II (1894-99)
Famine in part of Rajasthan - Lyli Commission appointed to look into the cause of femines.
Lord Curzon (1899-1905)
Creation of a new province called the North West Frontier Province.
Appointment of a Police Commission under the president ship of Sir andrew Frazer to inquire into the police administration in 1902-03. It recommended for enhancement in salaries and creation of a department of Criminal intelligence.
Creation oa a new Department of Commerce and Industry.
Passing of Ancient Monuments Protection Act in 1904 for the preservation of India’s Cultural heritage. This was followed by the foundation of Archeological Survey of India.
Appointed Mac Donell Commission on Famine in 1900.
Appointed Moncrief Commssion on irrigation in 1902.
His biography has been written by ronaldshay - The life of Lord Curzon.
Lord Minto-I (1905-10)
S.P. Sinha was appointed a member of Governor-Generals council.
Lord Hardinge (1910-16)
Coronation Durban in 1911 at Delhi in the honour of George V.
A separate state of Bihar and Orissa was created in 1911.
A bomb was throuwn on his carriage at Chandni Chowk in Delhi in 1912 while he was entering the capital.
Lord Chelmsord (1916-21)
Foundation of Women’s University at Poona in 1916.
Hunter Committee was constituted on Punjab wrongs.
Chambers of Princess was established in 1921.
Lord Reading (1921-26)
Foundation of Rashtriya Swayam Sevak Sang (RSS) by K.B. Hedgewar at Nagpur in 1925.
Beginning of Indianisation of the officers cadre of the Indian army.
Railway budget was separated from General Budget in 1925. Skeen Committee or Indian Sandhurst Committee on Army reforms was appointed in 1925. It submitted its report to 1926.
Lee Commission on Public Service in 1924, Report Submitted in 1924.
Young Hilton Committee on Currency (1926).
Lord Irwin (1926-31)
Popularly known as Christan Viceroy.
Appointment of the Indian States Commission under. Harcourt Butler (1927) to recommend measures for the establishment of better relations between the Indian states and the Central government.
Deepavali Declaration (1929) that India would be granted Dominion status in due course.
Royal commssion on Indian Labour was appointed (1929), Report (1931).
Sard Act was passed in 1929 Marriages of girl below 14 and boys below 18 years of age was prohibited.
Lord Willington (9131-36)
Communal Award in August 1932.
Third Round Table Conference (1932)
White Paper on political reforms in India was published (1933).
Burma and Aden was separated from the British Empire (1935).
Orissa, Bihar and Sind were made new States (1935)
Lees-Mody Pact (October 1933) by this Bombay textiles group agreed to further preferences for British textiles in place of Japanese Imports in return for a Lancaashire promise to buy more Indian raw cotton.
Muslim Conference was founded in Kashmir (1932), renamed National Conference in 1938. Important leaders Sheikh Abdullah and P.N. Bazaz.
Lord Llnlthgow (1936-43)
October offer by the Vicroy in which he declaraed the Dominion status as the ultimate goal of British policy in India.
At its Haripura Session (February, 1939) Congress declared Poorna Swaraj ideal to cover native states and British India.
Lord Wavell (1943-47)
Wavell Plan and Shimla conference. Congress represented by Maulana Azad.
RIN mutiny (1946).
Interim Goverfnment was formed (September 2, 1946).
Prime Minister of Britain Clement Attlee announced independence of India by June 1948. (February 20, 1947).
Lord Mountbatten (1947-48)
Earlier proposed Plan-Balkan i.e. total dismemberament of the Indian territory but soon lieft the idea.
Made it clear to the Princely states that they shall not be granted separate independence and they will have to join either India or Pakistan.
His plan to make India free on August 15, 1947 is also known as 3rd June Plan.
G.G. Council held meeting of two kinds one was ordinary meetings which were associated with executive business. Second was known as legislative, meetings which were for making laws & regulations. Executive Council & Legislative Council were two terms used to indicate two separate functions of council.Act introduced concept of porfolio system. Members of G.G. Council were made incharge of separate departments.
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