100 Important Computer Questions with Solutions for Upcoming Banking Exams

1) Computers that control processes, accept data in a continuous.....
(A) data traffic pattern
(B) data highway
(C) infinite loop
(D) feedback loop
2) A language reflects the way people think mathematically is.....
(A) cross platform programming
(B) functional
(C) event driven programming
(D) 3GL business programming
3) A mistake in an algorithm that causes incorrect results is called a....
(A) logical error
(B) syntax error
(C) procedural error
(D) compiler error
4) A device for changing the connection on a connector to a different configuration
is....
(A) a converter
(B) a component
(C) an attachment
(D) an adapter
5) Technique that is used to send more than one call over a single line is
(A) Digital transmission
(B) Infrared transmission
(C) Streaming
(D) Multiplexing
6) Which of the following would you find on LinkedIn?
(A) Games
(B) Connections
(C) Chat
(D) Applications
7) The method of Internet access that requires a phone line, but offers faster access
speeds than dial-up is the.....Connection
(A) Cable access
(B) Satellite access
(C) Fiber optic service
(D) Digital Subscriber Line (DSL)
8) ......is a form of denial of service attack in which a hostile client repeatedly sends
SYN packets to every port on the server using fake IP addresses.
(A) Cyber crime
(B) Memory shaving
(C) Synflooding
(D) Software Piracy

9) A program either talk or music that is made available in digital format for
automatic download over the internet is called a.....
(A) wiki
(B) broadcast
(C) vodcast
(D) podcast
10) A USB communication device that supports data encryption for secure wireless
communication for notebook users is called a...
(A) USB Wireless Network adapter
(B) wireless switch
(C) wireless hub
(D) router
11) The term "user interface" refers to .....
(A) What the user sees on the screen and how they can interact with it
(B) How the operating system responds to user commands
(C) the means by which the user interacts with the peripheral devices on the computer.
(D) None of these.
12) The connection between your computer at home and your local ISP is called.....
(A) the last mile
(B) the home stretch
(C) the home page
(D) the vital mile
13) ....are attempts by individuals to obtain confidential information from you by
falsifying their identity through e-mails.
(A) Phishing trips
(B) Viruses
(C) Phishing scams
(D) Spyware scams
14) ERP is an acronym for....
(A)Enterprise Relationship planning
(B)Enterprise Resource planning
(C)Enterprise Reorder planning
(D)None.
15) Collecting personal information and effectively posing as another individual is
known as the crime of .....
(A) spooling
(B) spoofing
(C) hacking
(D) identity theft
16) The signal that a computer is waiting for a command from the user is....
(A) prompt
(B) event
(C) time slice
(D) interrupt
17) Physical security is concerned with protecting computer hardware from human
tampering & natural disasters and..... security is concerned with protecting
software from unauthorized tampering or damage.
(A) data
(B) cyber
(C) internet
(D) metaphysical
18) Which ports connect special types of music instruments to sound cards?
(A) BUS
(B) CPU
(C) USB
(D) Musical Instrument Digital Interface (MIDI)
19) Where you are likely to find an embedded operating system?
(A) On a desktop operating system
(B) On a networked PC
(C) On a PDA
(D) On a Mainframe.
20) Which of the following places the common data elements in order from smallest
to largest?
(A) Bit, byte, character, record, field, file, database
(B) Database, file, record, field, character
(C) Character, file, record, field, database
(D) Character, field, record, file, database
21) Which protocol provides e-mail facility among different hosts?
(A) File Transfer Protocol (FTP)
(B) TELNET
(C) Simple Mail Transfer Protocol (SMTP)
(D) Simple Network Management Protocol (SNMP)
22) Which of the following memory is non-volatile?
(A) DRAM
(B) SRAM
(C) ROM
(D) None of the above
23) What is embedded system?
(A) The programme which arrives by being wrapped in box.
(B) The programme which is the permanent part of the computer
(C) The computer which is the part of a big computer.
(D) Some combination of computer hardware and software.
24) Which device connects a LAN to the Internet ?
(A) Adapter
(B) Repeater
(C) Router
(D) None of the above
25) EBCDIC stands for
(A) Extended Binary Coded Decimal Interchange Code
(B) Extended Bit Code Decimal Interchange Code
(C) Extended Bit Case Decimal Interchange Code
(D) Extended Binary Case Decimal Interchange Code
26) The first general purpose electronic digital computer in the world was?
(A) UNIVAC (Universal Automatic Computer)
(B) EDVAC (Electronic Discrete Variable Automatic Computer)
(C) ENIAC (Electronic Numerical Integrator & Computer)
(D) EDSAC (Electronic Delay Storage Automatic Computer)
27) Signals can be analog or digital and a computer that processes the both type of
signals is known as?
(A) Analog computer
(B) Digital Computer
(C) Hybrid Computer
(D) Mainframe Computer
28) Human beings are referred to as Homo sapiens, which device is called Silico
Sapiens?
(A) Monitor
(B) Hardware
(C) Robot
(D) Computer
29) EBCDIC can code up to how many different characters?
(A) 256
(B) 16
(C) 32
(D) 64
30) Different components of the motherboard of a PC unit are linked together by
sets of parallel electrical conducting lines. What are these lines called?
(A) Conductors
(B) Buses
(C) Connectors
(D) Consecutive
31) Which is the first automatic electronic digital computer?
(A) ENIAC
(B) MARK I
(C) Z3
(D) ABC (Atanasoff –Berry Computer)
32) India’s first supercomputer is
(A) Cyber 205
(B) Aaditya
(C) Anupam
(D) PARAM 8000
33) The metal disks, which are permanently housed in, sealed and contamination
free containers are called?
(A) Hard disks
(B) Floppy disk
(C) Winchester disk
(D) Flexible disk
34) What was the name of the first commercially available microprocessor chip?
(A) Intel 308
(B) Intel 33
(C) Intel 4004
(D) Motorola 639

35) The first digital computer built with IC chips was known as
(A) IBM 7090
(B) Apple - 1
(C) IBM System / 360
(D) VAX - 10
36) RATS stands for
(A) Regression Analysis Time Series
(B) Regression Analysis Time Sharing
(C) Real Analysis Series
(D) All of above
37) The magnetic storage chip used to provide non-volatile direct access storage of
data and that have no moving parts are known as
(A)Magnetic core memory
(B)Magnetic tape memory
(C)Magnetic disk memory
(D)Magnetic bubble memory
38) A computer program that converts an entire program into machine language is
called a/an
(A) Interpreter
(B) Simulator
(C) Compiler
(D) Commander
39) A language translator that analyses and executes the source code in-line-by-
line manner without looking at the entire program is called a/an
(A) Interpreter
(B) Simulator
(C) Compiler
(D) Commander
40) Who designed the first electronics computer (ENIAC)?
(A) Von Neumann
(B) John Eckert & John Mauchly
(C) Joseph M Jacquard
(D) None of the above
41) A device driver acts like a……. between the device & OS
(A) inverter
(B) converter
(C) translator
(D) None
42) Computers can be divided into…..major categories.
(A) Four ( Micro, Mini, Mainframe, Super)
(B) Three
(C) One
(D) None
43) SAN stands for
(A) Storage Area Network
(B) Super Array Network

(C) Shared Area Network
(D) None
44) NAS stands for
(A) Network Area Service
(B) Network Attached Storage
(C) Network Attached Service
(D) None
45) To produce high quality graphics (hardcopy) in color, ……… is used
(A) RGB monitor
(B) Plotter
(C) Ink-jet printer
(D) Laser printer
46) Hardware or software designed to guard against unauthorized access to a
computer network is known as…..
(A) Hacker-proof program
(B) Firewall
(C) Hacker-resistant server
(D) None
47) The scrambling of code is known as
(A) Encryption
(B) a firewall
(C) Scrambling
(D) None
48) A type of message that web servers pass to your web browser when you visit
the website
(A) Cache
(B) Spam
(C) None
(D) Cookie
49) Software that you can use free of charge for a set period. After that you have to
buy it to keep working is known as
(A) Freeware
(B) Shareware
(C) Software
(D) None
50) A type of virus (malicious code) that looks for security loopholes in a system
and uses that to replicate itself is known as
(A) Worm
(B) Threat
(C) Trojan Horse
(D) None
51) RAID stands for________
(A) Reproduce Array of Intelligent Disks
(B) Reproduce Array of Inexpensive Disks
(C) Redundant Array of Inexpensive Drives
(D) Redundant Array of Inexpensive Disks
52) Software that monitors your online computer activities is known as
(A) Malware
(B) Spyware
(C) Freeware
(D) None
53) Software that is made available at no cost and is sometimes used to entice a
user to purchase the unbranded version with no advertising.
(A) Malware
(B) Spyware
(C) Freeware
(D) None
54) Which is used to display one or more web pages within another normal web
page?
(A) IFRAME
(B) Hyperlink
(C) Home page
(D) None
55) What is the main difference between a mainframe and a super computer?
(A) Supercomputer is much larger than mainframe computers
(B) Supercomputers are much smaller than mainframe computers
(C) Supercomputers are focused to execute few programs as fast as possible while
mainframe uses its power to execute as many programs concurrently.
(D) None
56) storage area used to store data to a compensate for the difference in speed at
which the different units can handle data is
(A) Memory
(B) Buffer
(C) Accumulator
(D) None
57) Computer is free from tiresome and boardroom. We call it
(A) Accuracy
(B) Diligence
(C) Versatility
(D) None
58) Integrated Circuits (ICs) are related to which generation of computers?
(A) First generation
(B) Second generation
(C) Third generation
(D) None
59) Which type of computers uses the 8-bit code called EBCDIC?
(A) Minicomputers
(B) Microcomputers
(C) Mainframe computers
(D) None

60) The ALU of a computer responds to the commands coming from
(A) Primary memory
(B) Control section
(C) External memory
(D) Cache memory
61) A physical connection between the microprocessor memory and other parts of
the microcomputer is known as
(A) Path
(B) Address bus
(C) Route
(D) All of the above
62) A technique used by codes to convert an analog signal into a digital bit stream
is known as
(A) Pulse code modulation
(B) Pulse stretcher
(C) Query processing
(D) Queue management
63) Before a disk drive can access any sector record, a computer program has to
provide the record’s disk address. What information does this address specify?
(A) Track number
(B) Sector number
(C) Surface number
(D) All of above
64) What is the responsibility of the logical unit in the CPU of a computer?
(A) To produce result
(B) To compare numbers
(C) To control flow of information
(D) To do math’s works
65) The terminal device that functions as a cash register, computer terminal, and
OCR reader is the?
(A) Data collection terminal
(B) OCR register terminal
(C) Video Display terminal
(D) POS terminal
66) A set of flip flops integrated together is called ____
(A) Counter
(B) Adder
(C) Register
(D) None of the above
67) A register organized to allow moving left or right operations is called a ____
(A) Counter
(B) Loader
(C) Adder
68) How many address lines are needed to address each machine location in a 2048
x 4 memory chip?
(A) 10
(B) 11
(C) 8
(D) 12
69) Multi user systems provided cost savings for small business because they use a
single processing unit to link several
(A) Personal computers
(B) Workstations
(C) Dumb terminals
(D) Mainframes
70) The difference between memory and storage is that memory is _____ and
storage is __
(A) Temporary, permanent
(B) Permanent, temporary
(C) Slow, fast
(D) All of the above
71) Which of the following is the first computer to use Stored Program Concept?
(A) UNIVAC
(B) ENIAC
(C) EDSAC
(D) None of above
72) 1 nibble equals to
(A) 1 bits
(B) 2 bits
(C) 4 bits
(D) 8 bits
73) The most commonly used standard data code to represent alphabetical,
numerical and punctuation characters used in electronic data processing system is
called
(A) ASCII
(B) EBCDIC
(C) BCD
(D) All of the above
74) The term GIGO (Garbage In Garbage Out) is related to which characteristics of
computers?
(A) Speed
(B) Automatic
(C) Accuracy
(D) Reliability
75) Hard disk is coated on both sides with
(A) Magnetic metallic oxide
(B) Optical metallic oxide
(C) Carbon layer
(D) All of the above

76) The contents of information are stored in
(A) Memory data register
(B) Memory address register
(C) Memory arithmetic registers
(D) Memory access register
77) The programs which are as permanent as hardware and stored in ROM is known
as
(A) Hardware
(B) Software
(C) Firmware
(D) ROM ware
78) Which of the following memories must be refreshed many times per second?
(A) Static RAM
(B) Dynamic RAM
(C) EPROM
(D) ROM
79) In which mode, the communication channel is used in both directions at the
same time?
(A) Full-duplex
(B) Simplex
(C) Half-duplex
(D) None of the above
80) Which of the printers used in conjunction with computers uses dry ink powder?
(A) Daisy wheel printer
(B) Line printer
(C) Laser printer
(D) Thermal printer
81) Daisy wheel printer is a type of
(A) Matrix printer
(B) Impact printer
(C) Laser printer
(D) Manual printer
82) Which of these is considered intelligent CASE tool?
(A) Workbench
(B) Toolkit
(C) Upper CASE
(D) Lower CASE
83) Origin of internet can be tracked from
(A) Satellite networks
(B) Radio networks
(C) ARPANET (Advanced Research Projects Agency Network)
(D) None
84)…… is used by public & private enterprises to publish and share financial
information with each other and industry analysts across all computer platforms &
the Internet.
(A)Extensible Markup Language (XML)
(B) Extensible Business Reporting Language (XBRL)
(C) Enterprise Application Integration (EAI)
(D) None
85) System proposal is prepared in …… phase of SDLC.
(A) Conception
(B) Initiation
(C) Analysis
(D) Design
86) A data warehouse
(A) Contains numerous naming conventions and formats
(B) Is organized around important subject areas
(C)Contains only current data
(D)None
87) “>” symbol in DOS commands is used to
(A) Compare two values
(B) Redirect Input
(C) Redirect Output
(D) None
88) To connect networks of similar protocols, …….. are used
(A) Routers
(B) Gateways
(C) Bridges
(D) None
89)……….. is one reason for problems of data integrity
(A) Data availability constraints
(B) Data inconsistency
(C) Data redundancy
(D) None
90) Which of the following is an advantage of mounting an application on the web?
(A) the possibility of 24-hour access for users
(B) creating a system that can extend globally
(C) standardizing the design of the interface
(D) All of these
91) Which of the following domains is used for profit businesses?
(A) .com
(B) .edu
(C) .net
(D) None
92) Which of the following domains is used for non-profit organizations?
(A) .org
(B) .edu
(C) .net
(D) None
93) Browsers can be classified into two types. They are
(A) Graphical & Text
(B) Graphical & Navigational
(C) Text & Pictorial
(D) None
94) The displayed data over internet can be classified into two types. They are
(A) Static & Dynamic
(B) Graphical & Text
(C) Data & Voice
(D) None
95) Which is an open source development environment to develop dynamic web
pages?
(A) PHP (Hypertext Preprocessor)
(B) XML
(C) VB Script
(D) None
96) A protocol that allows a user to log on to a remote computer which is also
known as remote login is…..
(A) FTP
(B) Telnet
(C) HTTP
(D) None
97) A set of rules that enables a user to log on to another computer and transfer
information between it & his/ her computer.
(A) HTTP
(B) FTP
(C) WWW
(D) None
98) PSTN stands for
(A) Public Switched Transformation Network
(B) Public Switched Telephone Network
(C) Public Serviced Telnet Network
(D) None
99) Home Page is also known as
(A) Index Page
(B) Front Page
(C) Back Page
(D) None
100) GPRS stands for
(A) Global Packet Radio Service
(B) Global Positioning Radio Service
(C) General Packet Radio Service
(D) None

Answers:
1 D
2 B
3 A
4 D
5 D
6 B
7 D
8 C
9 D
10 A
11 A
12 A
13 A
14 B
15 D
16 A
17 A
18 D
19 C
20 D
21 C
22 C
23 D
24 C
25 A
26 C
27 C
28 D
29 A
30 B
31 D
32 D
33 C
34 C
35 C
36 A
37 D
38 C
39 A
40 B
41 C
42 A
43 A
44 B
45 B
46 B
47 A
48 D
49 B
50 A
51 D
52 B
53 C
54 A
55 C
56 B
57 B
58 C
59 C
60 B
61 B
62 A
63 D
64 B
65 D
66 C
67 D
68 B
69 C
70 A
71 C
72 C
73 A
74 C
75 A
76 A
77 C
78 B
79 A
80 C
81 B
82 A
83 C
84 B
85 B
86 B
87 C
88 C
89 A
90 D
91 A
92 A
93 A
94 A
95 A
96 B
97 B
98 B
99 A
100 C

50 Most Important Banking Awareness questions with answer

1. The Holidays for the Banks are declared as per........?
A RBI act
B Banking Regulation Act
C Negotiable Instruments Act
D Companies Act
Ans- C

2. Interest below which a bank is not expected to lend to customers is known as ...?
A Deposit Rate
B Base Rate
C Prime Lending Rate
D bank Rate
Ans- B

3. What does the letter"C" denotes in the term CBS as used in Banking operations?
A Central
B Core
C Commercial
D Capital
Ans- B

4. The Term FTZ stand for......?
A Free trade Zone
B Food trade Zone
C Foriegn Trade one
D Fiscal Trade Zone
Ans- A

5. Excise duty is the tax levied on?
A Production of goods
B Import of goods
C Profits on sale of oods
D None of these
Ans- A

6. A money deposited at a bank that cannot be withdrawn for a period fixed period of time is
known as a ......?
A Term Deposit
B Checking Account
C Savings bank deposits
D Current Deposit
Ans- A

7. The term Smart Money refers to?
A Credit cards
B Us Dollars
C Internet Banking
D Foreign currency
Ans- A

8. What does the letter P denote in the term PAN as used in Financial transactions?
A Primary
B Partial
C Provisional
D Permanent
Ans- D

9. The economy in which there is a mixture of public and private sector both is called.....?
A Closed Economy
B Mixed Economy
C Open Economy
D Public Economy
Ans- B

10. Which of the following is a retail banking product?
A Home loans
B Working capital finance
C Corporate term loans
D Export Credit
Ans- A

11. When the RBI opts to reduce liquidity in the banking system, it increases which of the
following?
1) CRR
2) SLR
3) Repo rate
4) Reverse repo rate
5) Any of the above
Ans-5

12.What is the term used for the debt instrument, secured by the collateral of an immovable
property, in which the borrower is obliged to pay back the debt on terms agreed upon?
1) Lien
2) Assignment
3) Mortgage
4) Hypothecation
5) Pledge
Ans-3

13. A Banking Ombudsman can reject a complaint at any stage on which of the following grounds?
1) There is no loss or damage or inconvenience caused to the complainant in the opinion of the
Banking Ombudsman.
2) The compensation sought from the Banking Ombudsman is beyond `10 lakh.
3) The complaint is not pursued by the complainant with reasonable diligence.
4) Any of the above
5) Only 1) and 3)
Ans-4

14. What does the letter ‗A‘ represent in the abbreviation CRAR?
1) Allocation
2) Advance
3) Adequacy
4) Assets
5) None of these
Ans-4

15. Revolving credit is made available by the issuer in the case of which of the following
instruments?
1) Debit card
2) Credit card
3) Cashless claim card
4) ATM card
5) None of these
Ans-2

16. A debit card holder cannot perform which of the following functions?
1) Make Point of Sale (PoS) purchase
2) Recharge pre-paid mobile phones
3) Pay life insurance premium
4) Make donation
5) None of the above
Ans-5

17.Which of the following is the best option to park money for a long period of time to earn a
high rate of interest?
1) Savings account
2) Current account
3) Fixed Deposit account
4) Recurring account
5) None of these
Ans-3

18. The Reserve Bank of India (RBI) granted QCCP status to Clearing Corporation of India Ltd
(CCIL) recently. QCCP stands for
1) Queried Central Counterparty
2) Qualifying Central Counterparty
3) Qualitative Central Counterparty
4) Quantitative Central Counterparty
5) None of these
Ans-2

19. The process through which an investor‘s physical share certificate gets converted to
electronic format which is maintained in an account with the Depository Participant, is termed as
1) Materialisation
2) Dematerialisation
3) Conversion
4) Prioritisation
5) None of these
Ans-2

20.Which of the following abbreviations and their expanded forms is NOT matched correctly?
1) BIFR: Board for Industrial and Financial Reconstruction
2) CBS: Central Banking Solution
3) FPO: Follow-on Public Offer
4) NCD: Non-Convertible Debentures
5) None of these
Ans-2

21. Which of the following card product launched by the banks is working on the principle of
Buy Now Pay Later?
1. ATM card
2. Debit card
3. Charge Card
4. Credit card
Ans-4

22. Which of the following organisation provides credit history of the borrowers?
1. CIBIL
2. SEBI
3. RBI
4. IBA
Ans-1

23. What is the Full form of NSE the term we see very frequently in newspaper?
1. New service exchange
2. New stock evauation
3. National stock exchange
4. National service emporium
Ans-3

24. The term Deficit Financing means the government borrows money from the....?
1. IMF
2. Local bodies
3. RBI
4. large corporates
Ans-3

25. Excise duty is the tax levied on which of the following?
1. Production of goods
2. purchase of goods
3. export of goods
4. sale of goods
Ans-1

26. Upper limit prescribed for RTGS transactions is ?
1. Rs 1 lakh
2. Rs 2 lkah
3. Rs 5 lakh
4. No upper limit is prescribed
Ans-4

27. When a bank returns a cheque unpaid, it is called...?
1. payment of cheque
2. dishonour of cheque
3. cancelling of cheque
4. taking of cheque
Ans-2

28. Which of the following is not a negotiable instrument?
1. Cheque
2. Fixed deposit reciept
3. promissory note
4. Bill of exchange
Ans-2

29. In economic terms. the total market value of all final goods and services produced in a
country in a given year is known as .....?
1. GNI
2. GDP
3. Inflation
4. PPP
Ans-2

30. Special Drawing Rights are the rights of countries provided by....?
1. World Bank
2. IMF
3. ADB
4. Federal reserves
Ans-2

31. Pre-shipment finance is provided by the banks only to…..?
1. Credit card holders
2. Students aspiring for further studies
3. Brokers in equity market
4. Exporters
Ans-4

32. In banking business, when the borrowers avail a Term Loan, initially they are given a
repayment holiday and this referred as……….?
1. Subsidy
2. Interest Waiver
3. Re-phasing
4. Moratorium
Ans-4

33. When a person opens an account in a bank, the bank is a ………. Towards the person
1. Creditor
2. Debtor
3. Agent
4. Borrower
Ans-2

34. Concept of Tobin Tax is associated with which field?
1. Foreign Exchange Transactions
2. Share Trading
3. Commodity Trading
4. Bullion Trading
Ans-1

35. Which act pertains to effectively dealing with the problem of non- performing assets (NPAs)
in Indian Banking ?
1. RBI ACT
2. Banking and Regulation Act
3. SARFAESI Act
4. Banking Ombudsman
Ans-3

36. Which agency/ institution is the regulatory authority for home loans in India?
1. Housing Development Finance Corporation (HDFC)
2. National Housing Bank (NHB)
3. National Housing Board
4. Housing Finance Corporation ltd.(HFCL)
Ans-2

37. Which of the following countries has ranked as top gold producer in World?
1. Germany
2. South Africa
3. China
4. India
Ans-3

38. Commercial paper can be issued……..?
1. By all corporate
2. By all corporate with net worth of at least Rs 10 crore
3. By all corporate with net worth of at least Rs 5 crore
4. Can be issued only by Banks
Ans-3

39. Sub-prime lending refers to……..?
1. Lending to the customer who are most value for the banks
2. Lending to the customer who vist bank for the very first time
3. Lending to the people with less than standard credit status
4. None of these
Ans-3

40. This committee is associated with finance to small scale industries
1. C.E Kamath
2. Malegam
3. G.S Patel
4. Chatelier
Ans-2

41. CRR funds are kept by the Banks in.........?
1. Cash in hands at branches
2. Balance with other banks
3. Balance in a special accounts with RBI
4. Funds in the currency chest
Ans-3

42. India's first indigenous payment gateway is ..........?
1. India Expenditure
2. India Payment
3. India Challan
4. India Pay
Ans-4

43. The interest on recurring deposit is paid on the basis of ?
1. Simple interest calculated monthly basis
2. Simple interest on monthly product basis
3. Quarterly compounding
4. Interest calculated on daily product basis
Ans-3

44. Which of the following is not an imperfect note?
1. Wahsed note
2. Bleached note
3. Multilated note
4. Oiled note
Ans-3

45. When bank accept a fixed sum of money from an individual for a definite term and pay on maturity with interest, the deposit is known as.....?
1. Term deposit
2. Demand Deposit
3. Bond
4. Mortgage
Ans-1

46. Issuing credit cards is a component of?
1. Corporate Banking
2. Rural banking
3. Retail Banking
4. Micro finace
Ans-3

47. Certificate of deposits have a minimum value of......?
1. Rs 1 lakh
2. Rs 10 Lakh
3. Rs 25 lakh
4. Rs 1 crore
Ans-1

48. CAPART is associated with which of the following?
1. Energy sector
2. Rural Development
3. Infrastructure
4. Foreign trade
Ans- 2

49. A loan bearing low rate of interest is known as ........?
1. Hard loan
2. Soft loan
3. Capital Loan
4. Real Loan
Ans-2

50.When the loan is guaranteed for purchase of white goods it is called......?
1. White goods loan
2. Consumer durable loan
3. Business loan
4. Consumption loan
Ans-2

Very Important Questions on Indian Constitution

25. Which among the following is not a FR? [Right to] ---- Strike

26. Which FR has been a subject of maximum controversy and
litigation? [Right to] --------------- Property

27. The Right to private property was dropped from the list of
FRs by the (OR) Right to property took the shape of legal right
by way of ----------- 44th Amendment

28. The Right to equality guaranteed by the Indian Constitution
does not include -------------- Economic Equality

29. ‘Equality before the Law’ implies ---- absence of any privilege in favor of any person

30. Which Resolution for the first time expressed the concept of equality before the law? --- Swaraj Bill

31. The FRs of the Indian Citizen were --- Enshrined in Original
Constitution

32. Which one of the FRs was described by Dr. B. R. Ambedkar
as the ‘Heart and Soul of the Constitution’? *Right to+ ---
Constitutional Remedies

33. Which of the following confers upon the citizens the right to
approach a court of law for the protection and restoration of
FRs? (Right) ---- Constitutional Remedies

34. The Right to Constitutional Remedies are ---- Fundamental
Rights

35. The Constitutional remedies under the Article 32 can be
suspended by the ---- Parliament

36. Writs can be issued for the enforcement of FRs by the ---
Supreme Court

37. Which one of the following FRs is restrained by the
Preventive Detention Act? [Right to] --- Freedom

38. Who enjoys the right to impose reasonable restrictions on
the FRs of Indian citizen?

(OR) Who has the power to empower
the Courts other than the Supreme and High Courts to issue
writs and order for the forcement of the FRs? --- Parliament

39. Who can abridge any FR without damaging or destroying
the basic features of the Constitution? ----Parliament

40. Which one of the following Courts is responsible for the
enforcement of FRs? --- Supreme Court

41. Which of the following is the guardian of the FRs of the
citizens? (OR) Who is the Protector and Guarantor of the FRs? --
Supreme Court

42. Any violation of FRs can be presented to --- Both Supreme
and High Courts

43. Who is authorized to impose restrictions on FRs?--- -------
Legislature

44. The FRs of the Indian citizen --- can be suspended by the
President during national emergency

45. FRs are --- Those basic conditions of social life without
which a Citizen cannot be at his/her best self

46. The FRs ensure the protection of --- Citizens against arbitrary rule
47. Our Constitution grants to the citizens ______ FRs. ------------- Six

48. ‘Ultra vires’ means ---- Without authority

49. Who are not entitled to form Union? ---- Police

50. By the Citizenship Act of 1955, when he / she will be loosing
the Citizenship? ---- Renunciation, Deprivation & Termination

51. Who quoted ‘Child of today is the Citizen of tomorrow’? ----
- Jawaharlal Nehru

52. Generally, the census is conducted for _____ year(s). ---- 10

53. Who quoted ‘Freedom is my Birth Right’? --- Sardar

54. What is the age in years for casting their vote? --- 18

55. Which Article and Amendment changes the right to vote
from 21 to 18 years? ---- 326 and 61st

56. ‘Creamy Layer’ means ---- Persons having higher incomes

50 Most Important Questions on Modern Indian History

1.The ‘Homespun Movement’ and the Salt March promoted
by Mahatma Gandhiji in India are examples of his policy of -----
Non-violent  protest

2. Which year is considered to be a memorable landmark in
the history of India’s Struggle for Freedom? ---- 1921

3. The First War of Independence took place in the year (OR)
In which year did the Sepoy Mutiny, India’s first Freedom Struggle, takes place? ----- 1857

4. Mahatma Gandhiji was the editor of ----- Young India

5. Who was not a member of the Constituent Assembly? ---
Mahatma Gandhi

6.. Who among the following was not a member of the Royal
Commission on the Public Services in India, 1912?-----------
Bal Gangadhar Tilak

7. Which national leader of India, preached through his
paper ‘Kesari’, his new ideals of self-help and national revival
among the masses?---------------Bal Gangadhar Tilak

8. Which newspaper was started by Lokamanya Tilak to serve
as a mouthpiece for the Indians in the Freedom Struggle? -----Kesari

9.. The Cabinet Mission to India was headed by ----- Lord Pethick-Lawrence

10.In which one of the following provinces was a Congress
ministry not formed under Act of 1935? ----- Punjab

11. Under whose Presidency was the Lahore Session of the
Indian National Congress held in the year 1929 wherein a resolution was adopted to gain complete independence from the British? ------ Jawaharlal Nehru

12. Unity between the Congress and Muslim League (Lucknow
Pact) and between the Moderates and Extremists took place in ---- 1916

13. At which Congress Session was the Working Committee authorized to launch a programme of Civil Disobedience? ----Lahore

14. The historic 1929 Lahore Session of Indian National
Congress was presided over by ---- Jawaharlal Nehru

15. Who among the following drafted the resolution on
Fundamental Rights for the Karachi Session of Congress in
1931? ----------- Jawaharlal Nehru

16. Who among the following was the Chairman of the Union
Constitution Committee of the Constituent Assembly? -----Jawaharlal Nehru

17. Who made the comment on the Constitution should not
be so rigid that it cannot be adapted to the changing needs of national development and strength? ---- Rajiv Gandhi

18 .‘Vande Mataram’ was first sung at the session of the Indian National Congress in ----- 1896

19.. The expression ‘Tryst with Destiny’ was used by Jawaharlal
Nehru on the occasion of ---------------August Declaration

20. India enacted an important event of Indian National Movement celebrating the 75th
anniversary. Which was it? ----- -----------Civil Obedience Movement

21. Which one of the following principle with regard to
‘Panchsheel’? --- Mutual Non-interference in each other’s
internal matters, Mutual Non-aggression, Mutual respect for
each others territorial integrity and sovereignty

22. The Agreement between India and China, by which both
accepted ‘Panchsheel’ as the basis of their relations, was signed in ---- 1954

23.‘Panchsheel’ was signed between ------ Jawaharlal Nehru
and Chou-En-Lai

24. When was the famous Gandhi–Irwin Pact signed? ---- 1931

25.. Who coined the term ‘Non-Alignment’? ----- Krishna Menon

26. Who among the following repealed the Vernacular Press
Act? ---- Lord Ripon

27.Who was assigned the task of partitioning India in 1947? --
-- Sir Cyril Redcliffe

28. Which Englishman’s role was control to the founding of
the Indian National Congress? (OR) Which British was elemental
in the formation of the Indian National Congress? ---- Allen
Octavian Hume

29.. Subhash Chandra Bose renamed what as “Shaheed and
Swaraj”? ---------The Andaman and Nicobar Islands

30. Which party was founded by Subhash Chandra Bose in the
year 1939 after he broke away from the Congress? (OR) Which
political party was founded by Subhash Chandra Bose? -----
Forward Bloc

31. The Indian National Army was founded by ----- Subhash
Chandra Bose

32. In which year and place did Subhash Chandra Bose re-
organized the Azad Hind Fauz (also known as Indian National
Army–INA)? ------ 1943, Singapore

33. By what name was the woman’s regiment of the Indian
National Army known? ---- Rani Jhansi Regiment

34. The INA, organized by Subhash Chandra Bose, surrendered
to the British after the collapse of ---- Japan

35. During the Indian Freedom Struggle, who among the
following proposed that Swaraj should be defined has complete
independence free from all foreign controls? ---- Abul Kalam Azad

36. The leader of the Bardoli Satyagraha (1928) was -------------
Vallabhbhai Patel

37.. When did the British Parliament pass the Indian
Independence Bill? ----------01.07.1947
38. The reference to Hindus in Article 25 of the Constitution
does not include --- Parsees
234. Financial allocation for education was made for the first
time by the Charter Act of ---- 1813

39. ‘Go Back to the Vedas’ was the motto of ---- Swami
Dayananda Saraswati

40. Which of the following persons became Vice President
after serving as acting President of India for a short duration? --
-- Mohammed Hidyathullah

41.Who gave the first draft of the Constitution to the Drafting
Committee to consider and improve ---------- B. N. Rau

42. In 1921, a Session of the Indian National Congress was
held when its President was in prison and with some other
leader acting as its President. Who was the Congress President
in prison? --- C. R. Das

43.Following the famous ‘Quit India Resolve’, the top Congress leaders were arrested On --- 09.08.1942

44. The ‘Quit India Movement’ started at and when ----
Bombay, 08.08.1942

45. Which famous Movement did Mahatma Gandhi launch in
August 1942? ---- Quit India Movement

46. In how many provinces did the Indian National Congress
form Governments after the elections to the Assemblies held
under the Government of India Act of 1935? ----- 7

47. The Muslim League declared its goal of forming Pakistan in
which city in 1940? ----- Karachi

48. Name the only Indian ruler who has died fighting the
British? ---- Tippu Sultan

59. Who was the first Muslim Invader of India? ----------
Mohammed Bin Kasim

50. The words ‘Satyameva Jayate’ inscribed in Devanagiri
script below the abacus of the State Emblem of India are taken
from -------------- Mundaka

Questions of the Day (For Upcoming Exams)

Q.1. Who is the Prime Minister of Qatar ?

Ans: Sheikh Abdullah Bin Nasser Bin Khalifa Al Thani

Q. 2. Navy Day is observed on?

Ans:4th December

Q. 3 Heart of Asia' conference has kicked off in?

Ans: Amritsar

Q. 4 Name of the industry recently launched an initiative to provide banking assistance to farmers in association with SBI?

Ans. Ruchi Soya Industries 

Q. 5.Who has won recently the international children's peace prize fight for climate justice and combating environmental degradation.

Ans. Kehkashan Basu

Q. 6.Who has been appointed as a new interim chief of NSE (National Stock Exchange) after quit of Chitra Ramkrishna as chief executive officer of NSE?

Ans. J Ravichandran

Q. 7.Which country to train Qatar Police to host FIFA World Cup 2022?

Ans:India

Q. 8.Name of the airport which has topped the Index of the air travel intelligence company OAG 2016 Megahubs?

Ans. Chicago Airport in the United States

Q. 9.Name of the indian airport,which is the 22nd most connected airport in the world, according to air travel intelligence company OAG ?

Ans: Indira Gandhi International Airport(IGT)New Delhi

Q. 10.Name of the Basketball player has been chosen as the sports illustrated's sportsperson of the year 2016?

Ans. Leborn James

Q. 11.Name of the country, which recently rename it's city name for a third time in a decade from Palma de Mallorca to Palma?

Ans.Spain

Most Important Questions On PREAMBLE AND EVOLUTION OF INDIAN CONSTITUTION

1. Who is the person fondly known as the Chief Architect of the
Indian Constitution?
--- Dr. B. R. Ambedkar

2. First attempt in world to constitute a Constituent Assembly
to frame a Constitution was made by------- America

3. The first attempt by Indians to write a Constitution to India was done by a Committee headed by Motilal Nehru, which was
known as ------- Nehru Report

4. The idea of the Constitution of India was flashed for the first
time by ------------ M. N. Roy

5. The plan of setting up of a Constituent Assembly to draw up
the future Constitution for India was given by --- The Cabinet
Mission Plan

6. The members of the Constituent Assembly were --- Elected
by Provincial Assemblies

7. Which of the following word was added into the Preamble of
the Constitution by the 42nd Amendment Act, 1976? -----
Socialist

8. From which Constitution was a concept of a 5-year plan
borrowed into our Constitution? ---------- USSR

9. The procedure of Amendment to the Constitution is borrowed from the Constitution Of ----------------- South Africa

10. Which country is the best example for the Federal and
Unitary Governments? --- America and Britain

11. Which of the following is not a Democratic Institution of the
Rig Vedic era? --- Grama

12. During Medieval India, which kings first established ‘Local
Self Government’? --- Cholas

13. The East India Company was established in the year.   ---
1600

14. Which Charter empowered the British Governors of
Presidencies to make Bye-Laws, Rules, Regulations in conformity with the British laws? --- Charter of 1726

15. Who started Dual Government in Bengal? -
--- Robert Clive

16. Who is the first Governor General of Bengal? --- Warren Hastings

17. Which is the first written document in the Constitutional
History of India? --- The Regulating Act, 1773

18. Which Act created for the first time in India ‘Government of
India’?---- Charter Act of 1833

19. Which Act created for the first ‘The Supreme Court’? ---
The Regulating Act, 1773

20. First Law Commission was appointed in India for
codification of laws under the Chairmanship of ---- Lord
Macaulay

21. Which Act made the beginning of a Parliamentary System in
India? --- Charter Act of 1853

22. Under which of the following Act, the Crown of England
took the affairs of the Government of India into its own hands?
---- Government of India Act, 1858

23. The Governor General of India was also the representative
of British Crown to Princely States in India and hence was
known as the --- -------Viceroy of India

24. Which Act for the first time gave an opportunity for Indians
to enter into the sphere of Legislature? ----- Indian Councils Act, 1861
25. Which Act made the beginning of Electoral System in India?
------------ Government of India Act, 1858

26. Which of the following Act made the Indian Legislature Bi-
cameral for the first time? ---- Government of India Act, 1919

27. The famous Dandi March laid by Gandhiji was against
-------- Salt Tax

28. Which proposal was referred as ‘Post Dated Cheque’ ----- --
-----The Cripps Proposal

29. Indian National Congress started ‘Quit India Movement’
after the failure of -------- Cripps Mission

30. Gandhiji gave a call to all Indians ‘Do or Die’, which is
popularly known as -------- Quit India Movement

31. Which Plan rejected the demand for the independent
Pakistan? ---- Cabinet Mission Plan

32. Partition of British India into two independent nations India
and Pakistan was done according to ----- Mountbatten Plan

33. The Federal features of the Indian Government was
introduced by the --- Government of India Act, 1935

34. Which feature was borrowed by the Indian Constitution
from the British Constitution? ------------ Law making
procedure, Parliamentary System of Government, Rule of law

35. The Constitution supports --- Rule of Law

36. In Britain, Parliament is supreme; accordingly which among
the following is supreme in India? ---- Constitution

37. The Government of India Act 1935 provided for ----
Establishment of Federal Court, Diarchy at Center, Provincial
autonomy

38. The Act of 1935 abolished --- Diarchy in the Provinces

39. The Constitution of India was enacted by a Constituent
Assembly set up -----Under the Cabinet Mission Plan, 1946

40. The Constituent Assembly of India was created as per the
proposal of ---------Cabinet Mission

41. In which year did the Cripps Mission come to India?

---- --------1942

42. The Constituent Assembly set up under the Cabinet Mission
Plan had a strength of

---389

43. The strength of the Constituent Assembly, after the withdrawal of the Muslim League, was reduced to. 
    -----299

44. How many Committees were set up by the Constituent
Assembly for framing the

Constitution? ---- 13

45. Who of the following acted as the Constitutional Advisor to
the Constituent Assembly?

-------B. N. Rau

46. Demand for a Constitution, framed by a Constituent
Assembly was made by ----Gandhiji
47. The idea of a Constituent Assembly to frame a Constitution
for India was first mooted by
----- Swaraj Party in 1928

48. Who started with presentation of the ‘Objective Resolution’
on 22.01.1947?
------------- Jawaharlal Nehru

49. When was the ‘Objective Resolution’ moved and adopted? -

-----------------13.12.1946 and 22.01.1947

50. The Members of the Constituent Assembly were -----

Elected by Provincial Assemblies

Questions of the day. Presented by AKM NOZMUL ISLAM

Q. 1: Name of the player, who has won the  'Athlete of the Year' award for a record sixth time?

Ans:Jamaican Sprinter Usain Bolt

Q. 2: Name of the Indian city honoured with the best cities of 2016 award in recognition of its programme on solid waste management?

Ans:Kolkat

Q. 3.Name of the country, which recently rename it's city name for a third time in a decade from Palma de Mallorca to Palma?

Ans:Spain

Q.4.Name of the Basketball player has been chosen as the sports illustrated's sportsperson of the year 2016 ?

Ans.Leborn James

Q.5. Name of the airport which has topped the Index of the air travel intelligence company OAG 2016 Megahubs?

Ans: Chicago Airport in the United States

Q. 6. Name of the indian airport,which is the 22nd most connected airport in the world, according to air travel intelligence company OAG?

Ans. Indira Gandhi International Airport(IGT) New Delhi

Q. 7. Who has won recently the international children's peace prize fight for climate justice and combating environmental degradation.

Ans. Kehkashan Basu

Q. 8.Name of the industry recently launched an initiative to provide banking assistance to farmers in association with SBI?

Ans. Ruchi Soya Industries

Q.9. The world's shortest scheduled service flying it from dubai to doha within 80 minutes on an Airbus A380 launched by which airline?
Ans. Dubai based Emirates airline

Q. 10 According to UN report india's economy projected to grow how much percent in 2017?

Ans. 7.6%

Daily GK Update: 03rd December, 2016 For All The Upcoming Exams

1. Nation pays tribute to Rajendra Prasad on his 131st birth anniversary

I. Remembering  Rajendra Prasad, the first President of Independent India on the 131st birth anniversary on 03rd December 2016, Prime Minister Narendra Modi said the nation bow to him for 
his inspirational guidance in the time when India was getting freedom.

II. Dr.Rajendra Prasad was an eminent freedom fighter, a renowned jurist, an eloquent parliamentarian, an able administrator, a statesman par excellence and above all, a humanist to the core. Dr.Rajendra Prasad, affectionately addressed as ‘Rajen Babu’, was born at Village Ziradei in Saran district (now in Siwan) of Bihar on 03 December 1884.

2. International Day of Persons with Disabilities being observed on 03rd December 2016

I. International Day of Persons with Disabilities being observed on 03rd December 2016.Disability Day is a day that has been promoted by the United Nations since 1992. The aim of Disability Day is to encourage a better understanding of people affected by a disability, together with helping to make people more aware of the rights, dignity and welfare of disabled people, as well as raise awareness about the benefits of integrating disabled persons into every aspect of life.

II. The theme of World Disability Day for 2016 is: Achieving 17 Goals for the Future We Want, which draws attention to the 17 Sustainable Development Goals and how these goals can create a more inclusive and equitable world for persons with disabilities.

3. RBI defers Aadhaar-enabled devices

I. RBI defers mandatory implementation of Aadhar-enabled  PoS (Point of Sale) devices till June
30,2017. The RBI said banks, authorised card payment networks and white-label ATM operators have time till June 30, 2017, for deployment of Aadhaar-enabled devices. The central bank said the rate of deployment of acceptance infrastructure has slowed owing to the mismatch between demand and supply of such Aadhaar-enabled devices. As there is currently a limited capacity to produce such devices.

4. Airtel Payments Bank to offer talk-time on new savings account

I. Airtel Payments Bank, the first payments bank in India introduce that any customer opening a savings account with it will get one minute of talk time on his/her Airtel mobile for every rupee
deposited.
II. If a customer opens an account with a deposit of Rs1,000 then he/she will get 1,000 minutes of free talk time on his/her Airtel mobile number. The talk time can be used for calling all over India. This benefit is applicable on first time deposits only.The offer will be valid from Airtel to Airtel mobile minutes with a validity period of 30 days. 

5. Ruchi Soya to provide banking assistance to farmers

I. Edible oil firm Ruchi Soya Industries in association with State Bank of India (SBI)  launched an initiative to provide banking assistance to farmers.

II. To start off, banking assistance will be provided to soybean farmers in Indore, Samwer, Manglia and Ujjain mandis in Madhya Pradesh.The company will further plans to expand this initiative across the country in states like Maharashtra, Rajasthan, Andhra Pradesh and Gujarat.

III. Under the initiative ‘Kisan Kalyan Ayojan’, the company will help farmers to open bank accounts, procure the produce directly from farmers at the right price and ensure farmers get their payment immediately through internet banking.

7. UAE-based Indian wins International Children's Peace Prize

I. A 16-year-old Indian girl based in the UAE has won this year's International Children's Peace Prizevfor her fight for climate justice and combating environmental degradation. Kehkashan Basu waspresented the award by Nobel peace laureate Muhammad Yunus at The Hague. At the age of 12, Kehkashan founded her organisation Green Hope, which now has operations in over 10 countries.

8. Delhi Airport world's 22nd most connected

I. The Indira Gandhi International Airport in New Delhi is the 22nd most connected airport in the world, according to air travel intelligence company OAG. Mumbai Airport has been ranked 28th,
while OAG's 2016 Megahubs Index has been topped by Chicago Airport in the United States. Meanwhile, the Atlanta and Dallas Airports, also in the US, have ranked second and third.

9. LeBron named Sports Ilustrated's Sportsperson of the Year

I. Basketball player LeBron James has been chosen as the Sports Illustrated's Sportsperson of the Year, becoming the second athlete ever to win the award twice. James edged out Usain Bolt, Phelps, Premier League champions Leicester City, among others. James had led his team Cleveland Cavaliers to the 2016 NBA title and was named NBA Finals Most Valuable Player (MVP).

10. Spanish city changes name for third time in a decade

I. A Spanish city has changed its name for the third time in a
decade, renaming itself Palma from Palma de Mallorca. The regional government voted for the name change, claiming the "de Mallorca" tag to be a leftover from Spain’s centralist past. The city was renamed Palma in 2008, but its name was changed to Palma de Mallorca in 2012.

11. Usain Bolt wins a record sixth 'Athlete of the Year' award

I. Jamaican sprinter Usain Bolt won the International Association of Athletics Federations' award for male athlete of the year for a record sixth time on Friday. He last won the award in 2013, while his first win came in 2008. Bolt, who is undefeated this season in all distances, completed his 'triple-triple' of 100-metres, 200-metres and 4x100-metres Olympic golds in August.

12. Kolkata gets best cities award for tackling climate change

I. Kolkata, along with 10 other cities from across the globe, has been honoured with the best cities of 2016 award in recognition of its programme on solid waste
management. Kolkata, the only Indian city to win the honour, received the award during the C40 Mayors Summit held in Mexico. Other cities which won the award include Copenhagen, Sydney, and Paris.

13. Chitra Ramkrishna Quits NSE, J Ravichandran Interim Chief 

I. Ramkrishna unexpectedly quit as chief executive officer of National Stock Exchange (NSE) , ending her 24-year career at the country’s largest bourse that she helped found. Ramkrishna, who took over as head of the exchange in 2013, quit due to personal reasons, J Ravichandran, group president, will be in charge till the board appoints a new CEO. 
 

Daily GK Update : 1st December, 2016 For All The Upcoming Exams

1. World Aids Day: 1st December

i. World AIDS Day is observed across the world on 1 December annually. 
ii. The theme for 2016 World Aids Day is ‘Hands Up for HIV Prevention’.
iii. The day is observed to raise awareness to the Aids pandemic caused by the spread of the HIV infection.
iv. The day is celebrated by the government organizations, NGOs, civil society and other health officials by organizing the speeches or forums discussion related to the AIDS.

2. Sachin Tendulkar's autobiography "Playing it my way" named Book of the Year

i. The autobiography of India’s batting legend Sachin Tendulkar “Playing it my way” has won the prestigious Crossword Book of the Year Award in the Autobiography category. 
ii. The book is penned by renowned cricket historian and Tendulkar’s close friend Boria Majumdar.
iii. Earlier, it also had entered the Limca Book of World Records for being the best selling adult hardback across both fiction and non-fiction. 

3. Andhra pradesh CM Chandrababu to head central committee to promote e-payments

i. NITI Aayog, under the banner of the Union Government, on 30 November 2016 constituted a 13-member committee to promote cashless economy.
ii. The committee will be headed by Andhra Pradesh CM Chandrababu Naidu.
iii. The committee will be formed by Chief Ministers of various states representing different political parties to examine and promote the use of digital payment systems across the country. 
iv. The Committee will identify the best global practices for implementing an economy primarily based on digital payment.

4. Naveen Patnaik inaugurates Tata Steel’s 55,000 TPA ferro-chrome plant in Gopalpur

i. Odisha Chief Minister Naveen Patnaik inaugurates the 55,000-tonne per annum (TPA) Odisha ferro-chrome plant set up by Tata Steel at a cost of Rs 542 crore in its Gopalpur Industrial Park in Ganjam district.
ii. The plant is a unique environment-friendly unit with state-of-the-art pollution control equipment and technology such as ETP (Effluent Treatment Plant) and STP (Sewage Treatment Plant). 
iii. It is the first plant in India to use briquetting method of chrome ore fine agglomeration.

5. National anthem must be played in theatres before movies, orders Supreme Court

i. The Supreme Court on November 30, 2016, made it mandatory for cinema halls to play the National anthem before the screening of a film in theatres across the country. 
ii. A Bench of Justices Dipak Misra and Amitava Roy said that “People must show respect to the national anthem and the national flag and pay respect to the anthem. 

6. Himachal Pradesh Raj Bhawan adopts cashless system after PM’s appeal

i. Raj Bhawan of Himachal Pradesh has adopted the cashless system for all kind of payments. Governor Acharya Devvrat has directed Raj Bhawan’s official in Shimla to use a cashless system or cheque in all kinds of payments. 
ii. The direction was issued after the Prime Minister’s appeal in this regard.

7. Federal Bank ties up with Spice Digital

i. Federal Bank has tied up with Spice Digital for cash management services through the bank’s e-collection facility.
ii. As per the arrangement, 20,000 plus retail outlets of Spice Digital can now remit its cash collection at the Federal Bank branches pan India. 
iii. This helps the outlets to get replenished its running limits on the spot enabling them to continue to serve the customers hassle-free.
iv. Spice Digital Ltd is a market leader for mobile value added services (MVAS), mobile applications and Internet products and services.

8. 15 new castes to be included in Central OBC list

i. The Union Government has approved inclusion of 15 new castes and modification of 13 other castes in the Central List of Other Backward Classes (OBCs) on 30 November,2016. 
ii. The proposal was approved by the Union Cabinet Chaired by Prime Minister Narendra Modi.

9. Govt approves Rs 2,000 Cr for displaced families from Pok

i. Union Cabinet has approved Rs 2,000 Cr development package for one-time settlement of 36,384 displaced families from Pakistan occupied areas of Jammu and Kashmir and Chhamb.
ii. It followed the announcement of the Prime Minister’s Development Package for Jammu and Kashmir in November last year.

10.Cuban rumba and Ugandan music now on UNESCO’s heritage list

Cuba’s sensual rumba dance and Belgium’s thriving beer culture brought new effervescence to UNESCO’s coveted list of “intangible” heritage on Wednesday.

Meeting in the Ethiopian capital Addis Ababa, the U.N. body gave the nod to the rumba, which it said evokes “grace, sensuality and joy”, while it said “making and appreciating beer is part of the living heritage... throughout Belgium”. The Cuban delegation to the Addis Ababa meeting dedicated the rumba’s selection to longtime leader Fidel Castro, who died on Friday aged 90.

UNESCO noted that Belgium produces some 1,500 types of beer, while in Cuba because the rumba sprang from poor communities the dance is an enduring “expression of resistance and self-esteem”.

Staying on the festive theme, the World Heritage Committee also enshrined the March 21 new year’s celebrations of 12 countries stretching from Turkey to India, as well as Bangladesh’s April 14 new year’s festival.

The list of “intangible” cultural treasures was created 10 years ago, mainly to increase awareness about them, while UNESCO also sometimes offers financial or technical support to countries struggling to protect them.

On Tuesday, the U.N. body designated Ugandan traditional music, which is dying out partly because it requires materials from endangered species, as intangible heritage “in urgent need of safeguarding”.

Uganda’s Ma’di Bowl Lyre music and dance is one of the oldest cultural practices of the Madi people of Uganda.

It is still performed at some weddings and to celebrate harvests but is at risk “due to it being considered old-fashioned by younger generations” and because it requires materials from plants and animals now endangered.

Reviving interest

A black pottery manufacturing process from the Portuguese village of Bisalhaes was also added to the UNESCO list. Designed for decorative and cooking purposes, it features on the village’s coat of arms but the pottery is suffering from “waning interest from younger generations and popular demand for industrial alternatives”, the U.N.’s cultural, scientific and educational arm said in a statement.

Another cultural gem added to the list is Cossack song from Ukraine’s Dnipropetrovsk region. The songs tell stories about the tragedy of war and personal relationships of Cossack soldiers. This art form is also in danger as its participants age, UNESCO said.

11.8900 cases under SC/ST act found false in 2016: Govt

As many as 8,900 cases were found to be "false or mistake of fact or law" under the Scheduled Castes and the Scheduled Tribes (Prevention of Atrocities) Act in 2015, with more than half of them being reported from Rajasthan, the Lok Sabha was informed today.

Referring to the data of National Crime Records Bureau in this regard, Minister of State for Social Justice and Empowerment Vijay Sampla said that Andhra Pradesh has reported second highest number, 1,099 cases while Bihar recorded 664 cases under the category in 2015.

Telangana reported 477 such cases while Uttar Pradesh 400, he added.

In 2014, total number of cases stood at 9,704 with Rajasthan reporting the highest number at 5,018 under the category of "false/mistake of fact or law" followed by Andhra Pradesh (957) and Bihar (670).

In 2013, 9,253 such cases were registered with Rajasthan reporting 4,416 cases followed by Andhra Pradesh (1511) and Bihar (686).

12. Trump's policies could lift global growth: OECD

The OECD lifted its global growth forecasts for 2017 and predicted expansion in 2018 will reach its fastest pace in half a decade as Donald Trump’s planned fiscal stimulus provides a boost to major economies.

World gross domestic product will now expand 3.3 percent next year, up by 0.1 percentage point from September’s forecast, the Organization for Economic Cooperation and Development said in a semi-annual report. The Paris-based organization sees the global economy expanding 3.6 percent in 2018, the fastest pace since 2011.

The S&P 500 Index has risen to a record high and bond yields have increased since Trump won the U.S. election on Nov. 8. The president-elect’s promises of spending on infrastructure as well as tax cuts should lift U.S. demand, spurring investment and boosting overall output once he takes office in January, increases that should also spill over into the rest of the world, according to the OECD.

“In the aftermath of the U.S. elections, there is widespread expectation of a significant change in direction for macroeconomic policy,” the OECD said. “The boost to U.S. final demand also strengthens import growth” and “the stimulus boosts global GDP growth by around 0.1 percentage point in 2017 and 0.3 percentage point in 2018.”

Forecasts increased for all major economies in 2017.

The U.S. itself will grow 2.3 percent in 2017 and 3 percent in 2018, while the euro area will expand 1.6 percent and 1.7 percent, respectively, the OECD predicted. Growth will now be 6.4 percent and 6.1 percent in China and 1 percent and 0.8 percent in Japan, the OECD said.

The organization urged other governments to consider the same fiscal medicine.

“For the last five years the global economy has been in a low growth trap,” OECD Chief Economist Catherine Mann wrote in the report. Exiting this “depends on policy choices beyond those of monetary authorities,” she said, pointing to both fiscal stimulus and structural reform.

In Mann’s view, debt burdens are stabilizing and interest rates remain low, providing a window of opportunity for stimulus now that will actually lower borrowing as a percentage of GDP.

“Debt-to-GDP ratios in most advanced countries have flattened,” she wrote. “It is past time to focus on expanding the denominator -- GDP growth.”

13.Cabinet approves Mumbai Urban Transport Project

i. The Union Cabinet has approved the Mumbai Urban Transport Project Phase-III estimated to cost Rs 10,947 crores on completion. 
ii. The Cabinet was chaired by the Prime Minister Narendra Modi. 
iii. The project is expected to be completed in the next five years during 13th Five Year Plan period.

14.SC to Centre: Decide if yoga should be made compulsory in schools

Hailing the recent initiatives taken by Modi government to popularise yoga, the Supreme Court on Tuesday asked Centre to take a decision regarding making the ancient practice mandatory in schools for students aged between six and 14 by framing a National Yoga Policy.

The court was acting on PILs filed by lawyers J C Seth and Ashwini Kumar Upadhyaya seeking imparting yoga training in schools and framing a policy to promote and propagate it. The bench gave the government three months to decide if it can make yoga compulsory for the age category between six years and 14.

RIGHT TO HEALTH

Upadhyaya's plea sought a direction to the ministry of human resources development, National Council Of Educational Research And Training (NCERT), National Council For Teacher Education (NCTE) and the Central Board of Secondary Education (CBSE) to "provide standard textbooks of 'yoga and health education' for students of Class I-VIII keeping in spirit various fundamental rights such as right to life, education and equality."

Right to Health is an integral part of Right to Life under Article 21 of the Constitution. It includes protection, prevention and cure of the health and is a minimum requirement to enable a person to live with human dignity, it said.

"State has an obligation to provide health facilities to all the citizens, especially to children and adolescents. In a welfare state, it is an obligation of the state to ensure the creation and sustaining of conditions congenial to good health," the plea said. It said that Right to Health cannot be secured without providing 'yoga and health education' to all children or framing a 'National Yoga Policy' to promote and propagate it. "There are about 200 million children, throughout the country, studying in primary and junior classes at the cost of public exchequer. Yoga should be taught to them as a compulsory subject as per the National Curriculum Framework 2005, notified under Section 7(6) of the Right of Children to Free and Compulsory Education Act 2009...," it said.